Zhongxin Jingwei Client September 16 (Feng Fang) Recently, many places have successively issued new provident fund policies, stipulating that real estate development enterprises shall not restrict, obstruct or refuse buyers to use housing provident fund loans by raising housing sales prices and reducing price discounts. This is one of the illegal acts of real estate development enterprises that are mainly rectified by the Ministry of Housing and Urban-Rural Development and other seven departments.

　　On June 28th, seven departments, including the Ministry of Housing and Urban-Rural Development, jointly issued the "Notice on Launching Special Actions in Some Cities to Combat Illegal Acts against the Interests of the Masses and Control the Chaos in the Real Estate Market", which focused on six kinds of illegal acts of real estate development enterprises, including restricting, obstructing and refusing buyers to use housing provident fund loans or mortgage loans.

　　1 province and 9 cities responded within 80 days.

　　According to the incomplete statistics of the Sino-Singapore Jingwei client (WeChat WeChat official account: jwview), since the announcement of the notice on June 28th, nine cities including Xinxiang, Foshan, Chengdu, Urumqi, Yichang, Beijing, Zhengzhou, Luoyang and Nanjing, as well as Hunan Province, have successively issued new provident fund policies, specifically to rectify the illegal behaviors of housing enterprises refusing to purchase houses with provident fund loans in disguise.

　　Hunan, Nanjing, Foshan and other places have issued corresponding plans or measures to crack down on the illegal acts of the above-mentioned housing enterprises. On September 12, the Interim Measures for the Administration of Serious Dishonest List of Real Estate Market Operators in Hunan Province was promulgated, which stipulated that if real estate enterprises restrict, obstruct or refuse to use housing provident fund loans or mortgage loans, they will be blacklisted by real estate authorities at or above the county level.

　　On August 15th, Yichang Housing Provident Fund Management Center held a special office meeting to arrange the deployment center to carry out the special rectification action of "restricting, refusing and obstructing the use of provident fund loans by buyers".

　　In addition, Beijing, Chengdu, Zhengzhou, Luoyang, Xinxiang, Urumqi and other cities have issued notices or announcements respectively, stipulating that housing companies and intermediaries shall not restrict, obstruct or refuse buyers to use housing provident fund loans by raising housing sales prices and reducing price discounts. Chengdu Housing Provident Fund Management Center said on August 13th that it will focus on rectifying the illegal behaviors of development enterprises that restrict, obstruct and refuse the use of provident fund loans by employees who purchase houses through on-site inspections, unannounced visits and key spot checks.

　　However, this is not the first time that the Ministry of Housing and Urban-Rural Development and other relevant departments have mentioned safeguarding the rights and interests of provident fund housing loans.

　　On December 26th, 2017, the Ministry of Housing and Urban-Rural Development, the Ministry of Finance, the Bank of China, and the Ministry of Land and Resources jointly issued the Notice on Safeguarding the Rights and Interests of Housing Provident Fund Deposited in Employees’ Housing Loans, demanding that real estate development enterprises and sales intermediaries that restrict, obstruct or refuse employees to use housing provident fund loans to purchase houses be ordered to rectify. If the violation is serious and refuses to be rectified, it should be publicly exposed and incorporated into the enterprise credit information system, and it should be dealt with seriously according to law.

　　Since then, various localities have issued documents to regulate the use of housing provident fund loans to purchase houses in commercial housing sales and safeguard the rights and interests of employees who have paid provident fund. According to the preliminary statistics of the Sino-Singapore Jingwei client (WeChat WeChat official account: jwview), Hainan, Guangzhou, Shenzhen, Wuhan, Hangzhou, Xi ‘an, Taiyuan, Lanzhou, Suzhou, Foshan and other 20 leeways have publicly stated that they have ordered the housing enterprises and intermediary agencies that restrict, obstruct or refuse employees to use housing provident fund loans to purchase houses to rectify.

　　"Blackout", fine! Multi-measures to contain violations of housing enterprises

　　According to Xinhua News Agency on April 2, after the notice was issued in December last year, some developers in Shanghai, Guangdong, Fujian and other places still refused provident fund loans in disguise by setting the proportion of subscription funds, the payment period and refusing portfolio loans, which harmed the rights and interests of buyers.

　　Zhang Bo, chief analyst of Anjuke Real Estate Research Institute, said that the slow payment rate is the main reason why developers exclude buyers from using provident fund loans. The complicated process of provident fund loans and the long loan period lead to the decline of enterprise capital turnover rate, and the pursuit of high turnover housing enterprises will have resistance to provident fund loans.

　　Zhang Bo also said that it is often necessary to cooperate with banks in the development of housing enterprises. One of the conditions for many banks to agree to lend is to obtain a large number of high-quality mortgage customers, which is also a reason why developers refuse provident fund loans.

　　Yan Yuejin, director of the think tank research center of Shanghai Yiju Research Institute, believes that due to the tightening of commercial loans, the support for the withdrawal of provident fund can effectively protect renters, the reasonable need to buy a house and the improved demand, and the follow-up should also work hard to implement the policy link.

　　On August 17th, Beijing Housing Provident Fund Management Center stated in the Notice on Further Safeguarding the Rights and Interests of Housing Provident Fund Deposited into Employees’ Housing Loans that the refusal or disguised refusal of housing provident fund loans should be ordered to rectify; Those who refuse to rectify should be publicly exposed. All departments should share the exposure when they break their promises to illegal enterprises or individuals, so that one place is broken and illegal, and it is blocked everywhere.

　　On August 21st, Zhengzhou Municipal People’s Government issued the Notice on Investigating and Punishing Illegal Pre-sale of Commercial Houses according to Law, requiring real estate enterprises to post a written commitment not to refuse buyers to use housing provident fund loans in a prominent position in the sales department after obtaining the Pre-sale Permit of Commercial Houses. Illegal enterprises shall be publicly exposed by the municipal housing provident fund management center, investigated and dealt with by relevant departments according to law, and recorded in enterprise credit files.

　　Nanjing Housing Provident Fund Management Center issued the Measures for the Administration of Housing Provident Fund Mortgage Agreement in Nanjing on September 11th, requiring developers to sign the Nanjing Housing Provident Fund Loan Mortgage Agreement with Nanjing Housing Provident Fund Management Center. Those who refuse or obstruct the purchase of houses with provident fund loans shall be ordered to make rectification; If no rectification is made within the time limit, a fine of not less than 3,000 yuan but not more than 30,000 yuan may be imposed on the unit, and a fine of not less than 200 yuan but not more than 2,000 yuan may be imposed on the person in charge who is directly responsible.

　　Urumqi Housing Provident Fund Management Center published an article entitled "Urumqi Housing Provident Fund Management Center and other five departments jointly act to resolutely safeguard the rights and interests of paid employees’ housing loans" on August 15. According to the article, if there are any violations such as asking buyers to give up their housing provident fund loan rights or adding other restrictions and additional conditions, Or the housing enterprises that have not signed the housing provident fund mortgage loan agreement with Urumqi Housing Provident Fund Management Center within the specified time, and refuse to rectify, will be publicly exposed and taken disciplinary measures such as suspending online signing, suspending the pre-sale fund supervision account fund allocation, and incorporating it into the enterprise credit information system.

　　Zhang Bo believes that to solve the problem of housing enterprises refusing provident fund loans, it is necessary to "block" and "sparse". On the one hand, it is necessary to increase the penalties for developers to refuse provident fund loans, on the other hand, it is necessary to further lower the operating threshold of provident fund loans themselves, simplify the process of provident fund loans, and shorten the time for provident fund loans.

　　The notice issued in December last year pointed out that the housing provident fund management center and the entrusted banks should standardize the loan business process, reduce the examination and approval links and shorten the examination and approval time limit. Complete the examination and approval within 10 working days from the date of accepting the loan application. If the loan is granted, notify the entrusted bank to handle the loan procedures; If the loan is not granted, the reasons shall be explained. (Zhongxin Jingwei APP)

On May 21, the official announcement of the China Watch Awards lineup announced that the guests attending the 18th and 19th China Film China Watch Awards Ceremony on May 23 announced that there were 280 artists, which simply moved to the whole entertainment circle.

Among them, there are many first-line stars: Andy Lau, Shen Teng, Zhang Ziyi, Jason Wu, Zhang Yi … and the blessings of directors: Xiaogang Feng, Huang Jianxin, Xú Zhēng, Wenmuye; At the same time, various traffic stars also gathered on the list: Jackson Yee, Karry, Yang Yang, Zhou Dongyu, YiBo, Angelababy and so on.

The list is as follows:

Abdul Karim Abuli, Allen, Ao Ziyi, Bai Narisu, Baoyin Nimuhu, Bi Gan, Bevan, Cao Jinling, Ceng Guoxiang, Zeng Xiaomin, Changyou, Chen Chong, Chen Daoming, Chen Feiyu, Chen Guohui, Chen Guoxing, Chen Halin, Chen He, Chen Jiashang, Chen Kaige, Chen Kexin, Chen Kun, Chen Wanglin. Du Jiang, Adam, Fan Yuan, Fan Zhibo, Feng Feng, Feng Xiaoning, Fu Yan, Gao Yalin, Geritu, Ge You, Geng Le, Gong Zhe, Gong Geer, Guan Xiaotong, Guo Xiaodong, Hayisha Tabarek, Han Geng, Han Haolin, Han Mei, Hou Jingjian, Hu Bing, Hu Mei, Huang Jiakang, Huang Jianxin, Huang Mei. Li Naiwen, Li Qin, Ruijun Li, Li Shaohong, Li Weiran, Li Xuejian, lianglin, Lin Chaoxian, Lin Lining, Lin Xiaoqian, Lin Yongjian, Lin Yun, Andy Lau, Liu Haocun, Liu Jiangjiang, Liu Jin, Liu Mintao, Liu Mu, Liu Weiwei, Liu Xiaoqing, Liu Xiaoshi, Liu Xunzi Mo, Liu Ye, Liu Yulong, Liu Mu.Bayituken, Rachel Momo, Dahong Ni, Ni Hongjie, Ni Ping, Haiqiang Ning, Ning Jingwu, Ning Zongyuanda, Pan Binlong, Peng Yuchang, Qixi, Qiao Xin, Qin Hailu, Qu Jingjing, Quan Yongxian, Ren Dahua, Ren Suxi, Joey Yung, Sha Yi, Shao Yihui, Shen Jian, Shen Teng, Shi Ce, Shu Huan, Song Yiyi. Karry, Miao Xia Wang, Wang Renjun, Tong Wang, YiBo, Wang Changtian, WangZhifei, Wang Zhi, Wei Daxun, Wen Han, Wen Zhaolun, Wen Muye, Wen Xiang, Wu Jing, Wu Lei, Wu Mengzhang, Wu Weidong, Wu Yanshu, Wu Bai, Silzati Yahefu, Xia Wang, Xiao Yang, Xie Junwei, Nicholas Tse. Yang Yang, Angelababy, Yao Tingting, Ye Peng, Jackson Yee, Yin Xiaotian, Yu Fei, Yu Hewei, Kelly, Yu Ailei, Yu Haoming, Zhang Chen, Zhang Fengyi, Zhang Heping, Zhang Ji, Zhang Luan, Zhang Xianfeng, Zhang Xiaofei, Zhang Xin, Zhang Yibai, Zhang Yishan, Zhang Yiyun, Zhang Yifan.Xia Reheman, Chen Douling, Cheng Taishen, Fu Ruoqing, Gao Qunshu, Han Xiao, He Keke, Hu Jun, Ping Huang, Ju Wenpei, Lei Xianhe, Li Xiaofeng, Liu Miao, Liu Mingyi, Su Lun, Qin Hong, Wan Anpei, Wang Fuli, Wang Xiaotang, Wang Xingdong, Wang Yibing, Wen Qi, Xiao Guiyun, Yu Yin, Yu Baimei. Zhou Jun, Zhou Qingyun, Charlie, Zhou Xun, Zhou Yiwei, Zhou Yunhai, Zhu Yawen, Zhu Yanping, Zhu Yanmanzi, Zhu Yilong, THEO, Solemn, Zou Jing, Ba Dema, Bai Baihe, Chen Yu, He Luoluo, Li Huailong, Li Jie, Li Jun, Miao Yue, Qiao Shan, Sun Jie, Wang Jingchun and Yang Shou.

　　CCTV News:The Ministry of Human Resources and Social Security recently said that the adjustment of basic pensions for retirees has been promoted in an orderly manner this year. At present, all retirees from enterprises in various regions have been paid in place. Up to now, 31 provinces, autonomous regions and municipalities across the country have determined the plan for raising the basic pension, and the adjustment range varies from region to region. From the perspective of quota adjustment, Shanghai’s monthly pension is raised to 60 yuan, ranking first in the country.

　　All localities determine the pension adjustment plan, and Shanghai ranks first in 60 yuan every month.

　　In March of this year, the Ministry of Human Resources and Social Security and the Ministry of Finance jointly issued the Notice on Adjusting the Basic Pension for Retired Persons in 2018, clarifying that from January 1, 2018, retirees from enterprises, institutions and institutions who have gone through retirement procedures according to regulations and received basic pensions on a monthly basis by the end of 2017 will raise the basic pension level, and the overall adjustment level will be about 5% of the monthly basic pension for retirees in 2017. At the same time, this year is also the 14th pension adjustment in China, and it is estimated that 114 million retirees will benefit.

　　This year’s pension adjustment will continue to adhere to the principle of "merging", and enterprises, institutions and institutions will uniformly implement the adjustment method of "combining quota adjustment, linked adjustment and appropriate tilt".

　　First of all, look at the quota adjustment, which clarifies the unified adjustment standard for all kinds of retirees in this area. The monthly pension in Shanghai has increased by 60 yuan, ranking first in the country. The minimum monthly pension increase in Liaoning is 20 yuan, which is the least compared with other provinces. However, for retired employees over the age of 80 who work in Liaoning, according to the principle of proper inclination, they can receive more pensions from 100 yuan every month, which is far more than that from other provinces.

　　Hook adjustment is simply "pay more, pay more". For example, it is clear in Shanghai that the 2 yuan will be increased every year according to the payment period of my occupational insurance (including the deemed payment period), and if it is less than 30 yuan, it will be calculated in 30 yuan; Then increase by 2.1% based on my basic pension in December 2017.

　　Appropriate tilting is a special care for the elderly retirees and retirees in hard and remote areas. As stipulated in Ningxia, on the basis of quota and linkage adjustment, the basic pension 5 yuan will be increased every month for each person in the hard and remote areas, and the basic pension 10 yuan will be increased every month for each person in the hard and remote areas.

　　For another example, Zhejiang will give appropriate policy inclinations to senior retirees, that is, before the end of 2017, retirees who are over 70 years old for men and over 65 years old for women and under 80 years old will each issue additional 30 yuan monthly; Retirees who have reached the age of 80 and above will receive additional 60 yuan every month.

　　Retirement in 2018 cannot enjoy this pension adjustment.

　　Retirees can see how much more money they can get each month by comparing the pension adjustment plan in the area where they work. Take Shanghai as an example. Aunt Wang, who is 72 years old, has a monthly pension of 3,800 yuan in 2017, and has worked for 33 years before retirement. This time, her pension standards can be increased as follows: fixed increase of 60 yuan+increase of 64 yuan according to the payment period+increase of 79.8 yuan according to 2.1% linked to my pension+inclined increase of 20 yuan for senior citizens =223.8 yuan.

　　It should be emphasized that the pensions of retirees in various places are not all raised. The range of people who can participate in this pension adjustment is retirees who have gone through retirement procedures according to regulations before December 31, 2017 and received basic pensions on a monthly basis. In other words, if you retire in 2018, you can’t enjoy this pension adjustment.

　　More than 400 billion pensions began to be invested.

　　On October 31, Lu Aihong, spokesperson of the Ministry of Human Resources and Social Security, said that the investment and operation of the basic old-age insurance fund for enterprise employees should be steadily promoted and the entrusted investment of the basic old-age insurance fund for urban and rural residents should be accelerated. By the end of September, the governments of 15 provinces (autonomous regions and municipalities) such as Beijing and Shanxi had signed entrusted investment contracts with the Social Security Fund Council, with a total contract value of 715 billion yuan, of which 416.65 billion yuan had been received and investment began.

　　In 2015, the Measures for the Administration of Investment in Basic Endowment Insurance Funds was issued, which approved the endowment insurance funds to invest in the stock market for the first time. The measures stipulate that the proportion of investment in stocks, stock funds, hybrid funds and stock-based pension products shall not exceed 30% of the net asset value of pension funds.

　　Pension investment in A shares is increasing.

　　Like social security funds, pension funds are regarded as stable long-term investments, and the trend of positions is concerned by the market. With the completion of the disclosure of the third quarterly report of listed companies, the path of stock exchange is gradually clear. Judging from the data of the three quarterly reports just disclosed, the intensity of pension investment in A shares is increasing. According to the data of the third quarterly report this year, the number of pension holding accounts has increased to 15, holding 33 stocks, both in terms of the number of holding accounts and the number of holding shares, setting a record since the pension officially invested in the A-share market.

　　For long-term funds entering the market, the CSRC has previously issued a statement saying that it encourages value investment, gives play to the role of institutional investors such as insurance, social security, various securities investment funds and asset management products, and guides more incremental medium and long-term funds to enter the market.

　　The institution also pointed out that the combination of pension and capital market brings long-term stable incremental funds to the capital market, and the capital market also brings long-term preservation and appreciation of pension.

　　According to Lu Aihong, spokesperson of the Ministry of Human Resources and Social Security, in the second half of the year, the Ministry of Human Resources and Social Security will work with relevant departments to formulate specific implementation measures for the central adjustment of the basic old-age insurance fund for enterprise employees, and start the disbursement of funds as soon as possible.

　　At the same time, we will promote the investment and operation of basic old-age insurance funds by classification, accelerate the investment and operation of urban and rural residents’ old-age insurance funds and occupational annuity funds, further improve the level of social insurance management services, continue to fully implement the national enrollment plan, and focus on new employment and poor people, and implement accurate expansion.

　　For a long time, the U.S. government and its related institutions have conducted large-scale and indiscriminate eavesdropping on the world by virtue of their own technological advantages. Whether it is for their own citizens, or for foreign governments, enterprises and individuals, the U.S. eavesdropping has reached the point where it is wanton and lawless, which seriously violates the basic norms of international law and international relations. Facts have repeatedly proved that the United States is a "monitoring empire" that harms the world.

On July 4, a sniper was on alert in Highland Park, Illinois, USA. Xinhua News Agency (photo by Vincent Johnson)

　　In May this year, the Center for Privacy and Technology Law of Georgetown University released a report entitled "tight encirclement in America: Data-Driven Expulsion in the 21st Century". The report reveals that over the years, the US Immigration and Customs Enforcement Bureau has carefully woven a complex and huge surveillance network, far exceeding its responsibilities as an immigration agency.

　　In fact, the United States began to monitor and review the communications in and out of the United States during World War I and World War II, and its large-scale monitoring practice continued throughout the Cold War. During the American civil rights movement, many Americans were also placed under government surveillance orders. In 1972, the Watergate incident occurred in the United States, and the abuse of power and illegal monitoring led to a political scandal. With the development of the Federal Bureau of Investigation, the Central Intelligence Agency and the National Security Agency, American surveillance has become institutionalized. Especially after the "9.11" incident, in the name of "national security" and "anti-terrorism", the U.S. government passed the Patriot Act, the Protection of the United States Act, the 2008 Amendment to the Foreign Intelligence Surveillance Act and other legislation to continuously expand the authority of the security organs.

　　Although Snowden, a former US defense contractor employee, and the Wikileaks website exposed the abuse of surveillance in the United States, the United States was forced to pass a bill in 2015 to end the domestic surveillance project in the United States. However, in fact, the US intelligence agencies and other departments continued to carry out extensive surveillance without authorization.

　　The U.S. government has also been bullying in the name of "national interests" for a long time, conducting pervasive monitoring and network monitoring on other countries and even allies.

　　The United States has a long history of monitoring the world. Whether it is the "black box plan" after World War I, the "clover action" after World War II, or relying on the "echelon system" during the Cold War to obtain global intelligence gathering capabilities; Whether it is gathering allies to form the notorious multinational monitoring organization "Five Eyes Alliance" or creating a back door through the hacker organization "Equation Organization" since the 21st century, it has spied on and invaded hundreds of targets in more than 45 countries and regions around the world … … The U.S. government conducts large-scale, organized and indiscriminate eavesdropping monitoring on foreign governments, enterprises and personnel.

　　In recent years, the global surveillance scandal in the United States has been repeatedly exposed. In 2013, according to Snowden’s confidential documents, the US National Security Agency monitored the phone calls of 35 foreign leaders and tracked and stole mobile phone activity information on a global scale through technical means, collecting as many as 5 billion records every day.

On July 12, 2013, journalists opened a web page in Moscow, Russia, to browse Snowden’s message. (Photo by Xinhua News Agency reporter Jiang Kehong)

　　The book Nowhere to Hide, published by Glenn greenwald, a former British Guardian reporter, in 2014, lists shocking data: the US National Security Agency had stolen 97 billion emails and 124 billion telephone data remotely within 30 days, including 500 million in Germany, 2.3 billion in Brazil, 13.5 billion in India, 70 million in France and 60 million in Spain. …

　　The United States monitors addiction, and even if it faces criticism from all sides, it has never closed the "monitoring door." In May last year, the media once again broke the news that the United States monitored the leaders of European allies such as Germany, France, Sweden and Norway through Danish intelligence services. French President Macron, then German Chancellor Angela Merkel, then Norwegian Prime Minister solberg and other European politicians have expressed their views, saying that it is "totally unacceptable" for the United States to monitor its allies.

　　The British "Guardian" published in September last year that 20 years after the "9.11" incident, the United States has become a "monitoring country everywhere".

　　The United States uses its hegemony in the political, economic, military and technical fields to abuse monitoring means in an attempt to gain profits in absolute monarch, control the world and the world. In 1994, the National Security Agency intercepted French Thomson — The call between Radio and Telegraph Corporation and Brazil about the monitoring system of Amazon rainforest. In the end, a contract worth $1.4 billion for this monitoring system went to Raytheon. In 2000, James woolsey, a former director of the US Central Intelligence Agency, admitted that the CIA had used the intercepted information several years ago to help Boeing seize an important Saudi Arabian order from Airbus Europe. In September 2013, Wired magazine revealed that the National Security Agency had monitored the Brazilian oil company … …

　　However, such a country, which is overbearing and addicted to surveillance, often slanders other countries and repeatedly performs poor tricks of thieves shouting to catch thieves. As the global public opinion is stunned by the US surveillance scandal again and again, the hypocrisy of this "surveillance empire" is increasingly exposed to the world.