Increase knowledge | How to distribute allowances and benefits without violating the rules? I’ll understand after reading it.

  Cctv newsOn October 27th, the Commission for Discipline Inspection of Xiangtan City, Hunan Province reported the investigation and handling of the illegal payment of subsidies for Tianjin by the No.1 Commercial Office, the Vegetable and Meat Office, the Catering Office, the Electronic Office, the Light Industry Office and the Machinery Office. Twelve leading cadres at or above the deputy division level involved in the case violated the relevant regulations and paid subsidies for Tianjin in the name of duty subsidies, subsidies for maintaining stability and conference fees for restructuring work during the "two sessions", and were put on file for review and punished by party discipline and discipline.

  How to issue subsidies, subsidies or benefits is not a violation of discipline? Let’s make clear the difference between these concepts — —

  salaryRefers to the labor remuneration paid by the employer to the laborer in the form of money according to the relevant provisions of the state or the labor contract.

  allowanceRefers to the form of wage supplement to compensate employees for labor consumption and extra expenses of living expenses under special conditions.

  subsidyIt is a variety of subsidies paid to ensure that the wage level of employees is not affected by price increases or changes.

  Simply put, allowances and subsidies are included in wages. There is no difference between subsidies and subsidies in essence, but subsidies are subsidies for daily living expenses, focusing on life; The allowance is the compensation for extra and special labor consumption, focusing on productivity.

  How to pay the allowance without violating the rules?

  high subsidies

  According to the Management Measures for Heatstroke Prevention and Cooling Measures revised in 2012, if the employer arranges the workers to engage in outdoor open-air operations in high-temperature weather above 35℃ and cannot take effective measures to reduce the workplace temperature below 33℃, it shall pay high-temperature allowance to the workers.

  Overtime allowance

  Overtime pay is a legal obligation set by the law to the employer, but overtime allowance is different. It is a welfare system set by the employer to the employees of the enterprise. There is no mandatory requirement for overtime allowance by the law. The employer can decide whether to set up and implement the overtime allowance system according to the business characteristics and the needs of the enterprise. 

  Overtime allowance shall be subject to the principle of "no refund for more and no compensation for less"When the actual overtime pay is higher than the overtime allowance, the employer shall pay it according to the actual overtime pay; When the actual overtime pay is lower than the overtime allowance standard, the employer can pay according to the overtime allowance standard stipulated in the enterprise.

  The question is, is there any overtime allowance for civil servants who work overtime? According to the provisions of Article 76 of the Civil Service Law, if civil servants work overtime outside the statutory working days, they shall be given corresponding compensatory time off, unless otherwise specified. Except for police, court and procuratorate staff.

  In other words, civil servants (except the public security system) do not pay overtime pay for overtime work, but can arrange compensatory time off; The staff of police, courts and procuratorates can be subsidized according to the regulations if they work overtime.

  Night shift allowance

  Night shift allowance is an allowance standard to ensure the health of workers engaged in production at night and arouse the enthusiasm of frontline workers. Night shift usually refers to the situation in which an enterprise arranges workers to work for 2 hours or more from 22: 00 to 6: 00 the next day.

  With regard to the night shift allowance, the state has not issued any relevant regulations, and various localities have issued corresponding standards, but the situation is uneven. Some provinces and cities, such as Jiangsu, Shandong, Fujian and other places, still implement the standards of the 1990s. Some provinces and cities, such as Tianjin, adjusted the night shift allowance standard in time according to social development.

  Maternity allowance

  Maternity allowance is the salary paid by maternity insurance fund to female employees during childbirth, that is, maternity leave salary. During the period of maternity leave, the unit may not pay their wages, and the wages during this period will be paid by the maternity insurance fund.

  If the maternity allowance is higher than my maternity leave wage standard, the employer shall not deduct it; if the maternity allowance is lower than my maternity leave wage standard, the difference shall be made up by the employer. The amount of maternity allowance is directly related to the average monthly salary of workers in the unit where they work last year. The calculation method is:Maternity allowance = (the average monthly salary of employees in the previous year) ÷30× the specified number of holiday days.

  old age allowance

  Old age allowance is a social security system for the elderly. At present, most provinces in China have introduced the subsidy policy of old age allowance, and most provinces issue old age allowance or nutrition fee to local registered elderly people over 80 years old.

  What other benefits are available?

  In July 2014, the All-China Federation of Trade Unions issued the Notice on Strengthening the Management of Funds Revenue and Expenditure of Grass-roots Trade Unions, proposing that grass-roots trade unions can distribute a small amount of holiday condolences to all employees on holidays. Not long ago, the All-China Federation of Trade Unions issued the Supplementary Notice, which made more explicit provisions on some practical issues. For example, for the first time, it was made clear that "New Year’s Day" refers to seven statutory holidays stipulated by the state, including New Year’s Day, Spring Festival, Tomb-Sweeping Day, Labor Day, Dragon Boat Festival, Mid-Autumn Festival and National Day.

  According to the regulations, the following benefits can be paid:

  These expenses can’t be!

  At the same time, it is clear that the following expenses cannot be:

  1. Buy shopping cards, vouchers, etc., and engage in activities such as treating guests and giving gifts;

  2, illegal spamming allowances, subsidies, bonuses;

  3. Pay for high-consumption entertainment and fitness activities;

  4. Set up a "small treasury" in violation of regulations;

  5. Incorporate the trade union account into the unit administrative account, which makes the trade union expenditure out of control;

  6. Interception and misappropriation of trade union funds;

  7. Participate in illegal fund-raising activities or provide economic guarantee for illegal fund-raising activities;

  8. Reimbursement of expenses unrelated to trade union activities.

Cross-border e-commerce welcomes development opportunities again

Open environment, breaking waves, legal policy escort
Cross-border e-commerce welcomes development opportunities again

A container truck loaded with goods is waiting for customs clearance at the Bonded Logistics Center (Type B) in the West Coast New District of Qingdao, Shandong Province. Photo of the Moon (People’s Picture)

Near the Spring Festival, e-commerce "New Year Festival" is full of tricks, and cross-border e-commerce is becoming more and more busy. In recent years, China has become the largest and fastest-growing cross-border e-commerce market in the world. Consumers can easily "buy globally" and enjoy high-quality products from all over the world without leaving home. With China’s opening wider and wider, relevant departments have successively issued substantial favorable policies, and with the escort of the Electronic Commerce Law, cross-border e-commerce is expected to enter a new period of healthy and rapid development.

The market potential is growing.

The strength of cross-border e-commerce has further enhanced the internationalization of double 11. According to the data of the Ministry of Commerce, from November 1 to 11, 2018, the sales of cross-border e-commerce imported goods exceeded 30 billion yuan, and a well-known domestic e-commerce platform introduced nearly 19,000 overseas brand goods from 75 countries and regions to participate in the promotion.

The huge capacity of the domestic demand market and the development of the Internet have enabled domestic consumers to gradually develop the habit of "Haitao" through cross-border e-commerce. Many heads of multinational companies said that with the improvement of China residents’ income level and the change of consumption concept, the potential of China market will only grow.

According to the statistics of E-commerce Research Center, in the first half of 2018, the scale of cross-border e-commerce import transactions in China reached 1.03 trillion yuan, a year-on-year increase of 19.4%. By the end of June 2018, there were 75 million users who regularly conducted cross-border online shopping in China.

The development of cross-border e-commerce has also brought new business models and new operating systems for the operation, management and service of the entire logistics system. In this regard, international logistics companies feel particularly deeply. Chen Wenhong, managing director of FedEx China Marketing Department, said earlier that in recent years, the growth rate of China’s imports is much higher than that of its exports in both B2B (business-to-business) and B2C (business-to-customer) fields, making it the fastest growing market for cross-border e-commerce in the world.

A series of timely and effective reform measures have also promoted the growth of cross-border e-commerce. For example, the the State Council executive meeting held in November 2018 decided to continue and improve cross-border electronic commerce’s retail import policy and expand its scope of application, so as to stimulate consumption potential.

E-commerce platform seizes opportunities

With the increasingly important role of cross-border e-commerce in China’s foreign trade, major e-commerce companies also seize the opportunity to compete for layout. During the China International Import Expo held last year, Ali, Suning, JD.COM and other e-commerce platforms announced their import plans one after another, and took the opportunity to purchase goods and explore sources of goods. Among them, Suning has released a three-year global procurement plan of 10 billion euros, and will conduct large-scale procurement on a global scale. More than half of the procurement amount will be used for high-quality lifestyle products such as home appliances, mothers and babies, and supermarket beauty department stores.

At the same time, the vigorous development of cross-border e-commerce in China has also provided overseas businesses with new channels to enter the China market. Many internationally renowned brands regard cross-border e-commerce enterprises in China as their preferred trading partners in China. Experts said that China consumers’ import consumption has gradually become normal, and the imported consumer groups are younger, which provide a solid foundation and new opportunities for the faster development of cross-border e-commerce in China.

It is not only e-commerce companies that seize opportunities, but also local governments. In July 2018, the State Council agreed to establish cross-border electronic commerce Comprehensive Experimental Zone in 22 cities including Beijing, Hohhot and Shenyang, and actively deepen the "streamline administration, delegate power, strengthen regulation and improve services" reform in foreign trade. As of 2018, the number of cross-border e-commerce comprehensive experimental zones in China has reached 35. Relevant reform measures have been introduced in many pilot areas to realize the liberalization, facilitation and standardized development of cross-border electronic commerce.

Industry insiders predict that the central and western regions will become the development focus of cross-border e-commerce in the future, and the "Belt and Road" countries will be the focus of cross-border e-commerce development and open a new channel for supply-side reform.

Favorable policies encourage development

With the implementation of favorable policies related to cross-border e-commerce, the development of cross-border e-commerce in China is expected to enter a "golden age". The E-commerce Law, which has been implemented since New Year’s Day this year, clearly states that the state promotes the development of cross-border electronic commerce, establishes and improves the management systems of customs, taxation, entry-exit inspection and quarantine, payment and settlement, etc., which are adapted to the characteristics of cross-border electronic commerce, improves the facilitation level of all links in cross-border electronic commerce, and supports cross-border electronic commerce platform operators to provide cross-border electronic commerce with warehousing, logistics, customs declaration, inspection and other services.

At the executive meeting of the State Council held at the end of 2018, it was pointed out that on the basis of zero tariff within the limit for the goods in the cross-border e-commerce retail import list, and the import value-added tax and consumption tax are levied at 70% of the statutory taxable amount, the scope of goods enjoying preferential policies will be further expanded, and 63 tax items with large demand from the public will be added. In addition, the Ministry of Finance, the General Administration of Customs and the State Administration of Taxation jointly issued a notice saying that the tax policy for cross-border e-commerce retail imports will be adjusted, the upper limit of commodity quotas enjoying preferential tax policies will be raised, and the scope of the list will be expanded. The notice will be implemented as of January 1, 2019.

Experts pointed out that these measures will accelerate the development of new formats and new models such as cross-border e-commerce, help improve the level of openness, promote the steady growth of foreign trade import and export and new kinetic energy growth, and increase consumption and employment.

While encouraging and guiding development, we should also strengthen the supervision of cross-border e-commerce. According to the statistics of the State Administration of Market Supervision, in recent years, complaints and reports involving cross-border e-commerce have been on the rise, with milk powder, food, diapers, health care products and cosmetics having the highest number of complaints. How to make consumers feel at ease is a question that cross-border e-commerce must answer.

In this regard, the e-commerce law makes it clear that e-commerce operators engaged in cross-border electronic commerce should abide by the laws and administrative regulations on import and export supervision and management. The the State Council executive meeting also made it clear that the responsibilities of cross-border e-commerce enterprises, platforms, payment and logistics service providers will be strengthened in accordance with the principle of inclusive and prudent supervision, and the quality and safety monitoring and risk prevention and control of commodities will be strengthened. (Reporter Liu Wei)

 

Buy Gucci and Prada at a 30% discount? How to visit the six outlets in Beijing

  Editor: Fang Ya

  During the Qingming Festival, traveling is a traditional custom. Have you decided where to go for this small holiday? There are too many people watching flowers in the park, and there is traffic jam in go on road trip in the distance. It is better to find a place to have a good shopping. These six outlets in Beijing not only make you happy to buy, but also let you enjoy eating and drinking in one stop. With this "bonus hunter" strategy, I believe there will always be one that can poke your heart and give you a reason to start immediately!

  "OUTLETS" is the Chinese transliteration of English outlets, which was first born in the United States and has a history of nearly one hundred years. And the six Ole in Beijing, each one has different characteristics:

  I. Badaling Outlets

  1, Keywords: luxury brands more comprehensive, attractive discounts.

  2. Main brands: ARMANI, CHLOE, DKNY, TOD’s, LOEWE, GIVENCHY, CELINE, BVLGARI, BV, DUNHILL, GUCCI, The North Face and SWATCH.

  Must-visit shop: Gucci

  Gucci’s silk scarf is one of the items worth buying. The long one costs 1510 RMB, while the square one costs 1570 RMB.

  3. Shopping Tips

  (1) Preferential information

  Before shopping, go to the service desk of the member center to register your membership card, you can get points for shopping, and the anniversary activities can be cashed in. 3.19-4.5 is the spring carnival in 2021, and the consumption is over 2000 minus 100 electronic gifts.

  (2) The annual promotion period is 5.29-6.14, with 10 points on the same day and 200 coupons for shopping over 2000; There are also great discounts on May Day and Eleventh Holidays every year.

  (3) Others: The member center can help to store luggage and call a car.

  4. Geographical location: north of Chen Zhuang exit of Chen Zhuang-Tibet Expressway in Nankou Town.

  (1) Self-driving: You need to get on the Beijing-Tibet Expressway first, and then get off at Chen Zhuang Expressway.

  (2) Shuttle: Take a free shuttle bus to the designated places of Guomao, Anzhen, Tiantong Zhongyuan and Xierqi every morning, and the journey takes about 1 hour. The specific departure time can be found in Badaling Ole WeChat official account ~

  (3) Bus: Take the subway and get off at Nanshao subway station, and then take bus No.870 or Chang 11 and get off at Chen Zhuang station.

  5. Business hours and telephone number

  Monday to Friday 10: 00-21: 00

  Saturday to Sunday 09: 30-21: 00

  Tel: 010-5089 5888

  6. Restaurant recommendation

  The hot food shops in Top1 in all Ole are eating and drinking. Even if you don’t want to queue up for hot pot, you can come to the tea window to buy a cup of Dahongpao bubble tea to take away and stroll while drinking. In addition to hot pot, there is also Yahui Food Plaza with rich and affordable dishes. Nadu spicy balsamic pot and Chuanbaihui grilled fish are both good choices. If you want to eat and leave, Pizza Hut, KFC, Yoshinoya and Costa Coffee can all meet your needs.

  Second, the first outlet

  1, Keywords: fashion sports brands, more than a day to shop.

  2. Main brands: GUCCI, COACH, FURLA, UGG, GUESS, Timberland, LACOSTE, HAZZYS, Clarks, ochirly, DAZZLE and JEEP.

  Must-visit shops: there are many sports brands with high cost performance, especially T-shirts in summer, and the discount is very high.

  3. Shopping tips

  (1) Preferential information

  Official WeChat official account can apply for membership online, and cash in or redeem gifts with points.

  (2) The annual promotion period is 6.5-6.7, during which there are many activities, so you can pay attention to them.

  4. Location: Exit 19B of Hong Kong-Macao Expressway, 1500m to the east.

  (1) Self-driving: Beijing-Hong Kong-Macao Expressway exits Beijing at Exit 19B and enters Beijing at Exit 19, which is 1500m to the east, and it takes only 3 minutes by car.

  (2) Subway: Get off at Fenlifang Station of Fangshan Line, exit at A2 west exit, and walk 350 meters to the east.

  (3) Bus: 11 bus lines, such as 646 and 993, which are close to Beijing’s first outlet, can be reached, and many lines radiate to surrounding areas.

  5. Business hours and telephone number

  Monday to Friday 10: 00-21: 00

  Saturday to Sunday 09: 30-21: 00

  Tel: 010-6035 6767

  6. Restaurant recommendation

  There shouldn’t be too many delicious restaurants near the first Ole. If you can stand waiting in line, grandma’s house, Jinfuli and Huizhou town are all good choices. In addition, there is Pamir restaurant with rich and affordable dishes. If you want to solve it quickly, Yoshinoya, Wuchao Pizza, McDonald’s and Qingfeng Steamed Bun Shop are definitely the best choices.

  Third, Spruis Outlets

  1, Keywords: designer brands, easy to drive to.

  2. Main brands: COACH, Kenzo, MOSCHINO, McQ, sandro, Lacoste, CHAMPION, MICHAEL KORS, MLB, UGG, Tommy Hilfiger, GUESS, DSQUARED2 and Li Ning.

  Must-visit shops: trendy brands such as DSQUARED2 and CHAMPION are worth visiting. The T-shirts and casual shirts inside are of new styles and full sizes.

  3. Shopping tips

  (1) Preferential information

  Official website has tips on how to apply for membership online, so that the consumption points can be upgraded and some goods can be discounted.

  (2) The period from March 26th to April 11th is the exclusive membership season:

  5000 points of Puka are exchanged for 20 yuan and 10000 points are exchanged for 40 yuan.

  Gold card 5000 points for 25 yuan, 10000 points for 50 yuan.

  5000 points of Zijin Card are exchanged for 30 yuan and 10000 points are exchanged for 60 yuan.

  4. Geographical location: No.1 East of Forest Park, Jinzhan Township, Chaoyang District, Beijing (west of Airport No.2 Expressway)

  (1) Self-driving: The second expressway of the airport will drive in the direction of Terminal 3 of the airport, the Jinzhan exit will drive into the auxiliary road, drive for 1Km along the auxiliary road and turn around at the end of the auxiliary road.

  (2) Subway: It has Changcamp Railway Line, Beigao Line, Jinzhan Line, Dongwei Line, Tongzhou Wanda Line and Dongba Line.

  5. Business hours and telephone number

  Friday to Saturday 10: 00-22: 00

  Monday to Thursday 10: 00-21: 00

  Tel: 010-84340006

  6. Restaurant recommendation

  Online celebrity restaurant, Dong Tian Vietnamese powder and Dong Tian kitchen are worth eating. If you want to eat hot pot, you can satisfy your taste buds by sipping and sipping and Yimu Liu Yishou Chongqing hot pot. If you don’t want to wait in line, Linggu and Burger King are both good choices.

  Fourth, Beijing Saite Ole

  1, Keywords: many international luxury brands, close to the city center

  2. Main brands: MOSCHINO, COACH, PRADA, MOUSSY, UGG, Max Mara, Bally, VERSACE, FURLA, PORTS and GIVENCHY.

  Must-visit shops: COACH’s leather goods and Max Mara’s coat are worth starting with, and Prada often has a good discount of 3-5 fold.

  3. Shopping tips

  (1) Preferential information

  If the membership card spends more than 1,000 yuan, you will get 50 vouchers, and if you hold a China Bank credit card, you can enjoy the activity of spending more than 1,000 yuan minus 100 yuan during the celebration.

  (2) During the period of March 26-April 11, you can get a voucher of 1,500 yuan from 900 yuan in the public comment.

  4. Location: No.28, Xiangjiang North Road, Chaoyang District, Beijing

  Self-driving: Jingmi Road is 1000 meters to the east, take Dongxin Store Middle Street, and go straight to the north for 800 meters.

  Subway: Maquanying Station, exit B, 500 meters north.

  5. Business hours and telephone number

  Monday to Friday 10: 00-21: 00

  Saturday to Sunday 9: 30-21: 30

  Tel: 010-8435 7880

  6. Restaurant recommendation

  Horn Japanese roast meat and warm potherb shabu-shabu are suitable for friends who love Japanese food. Master Kong Beef Noodle, Yoshinoya, KFC and Pizza Hut are cost-effective restaurants here, but the queue time is longer. If you want to buy and leave, you can choose Subway, and then have a cup of frozen yogurt after dinner to start a good shopping time.

  V. Yansha Outlets

  1. Keywords: classic old Ole, concentrated store display

  2. Main brands: ARMANI, DKNY, TOD’s, GIVENCHY, CELINE, PORTS, LEVI’S, VERSACE, MICHAEL KORS and FURLA.

  Must-visit shops: TOD’S is worth visiting, and the soybean shoes are basically around 1500+, and the sizes are relatively complete.

  3. Shopping tips

  (1) Preferential information

  The official WeChat official account can apply for membership, double points on the birthday of the membership card, and enjoy the activity of spending more than 1000 minus 100 with ICBC credit card.

  (2) The annual promotion time is the end of the year. During the celebration, you can enjoy a 300 yuan shopping card (limited to 200 cards) with a consumption of over 3,888.

  4. Geographical location: No.9, Dongsihuan South Road, Chaoyang District, Beijing

  Self-driving: Exit Yaowa Lake in the East Fourth Ring Road, and you can reach it 100 meters west.

  Subway: Exit C of Dajiaoting Station and walk 1000 meters to the east.

  5. Business hours and telephone number

  Monday to Saturday 10: 00-21: 00

  Sunday: 9: 30-21: 30

  Tel: 010-8738 6666

  6. Restaurant recommendation

  Yansha Ole’s first-class braised pot is very famous, which is not only affordable, but also has many kinds of braised pots. Want to solve a meal quickly? Zhengyiwei bibimbap, Papa Johns pizza and Subway must be right. Spicy lovers, a string of incense on the roadside can definitely satisfy your taste buds.

  Six, the flower town of Ole

  1. Keywords: a good place to walk a baby and many sports brands.

  2. Main brands: UGG, GUESS, Li Ning, ochirly, BOY LONDON, JNBY, Dickies, Sketch, GANT, Lafuma.

  Must-visit shops: sports and leisure brands have a great discount, which is basically 30% off for one item and 50% off for two items, which is very cost-effective.

  3. Shopping tips

  (1) Preferential information

  The official WeChat official account can apply for membership online, double the points on the birthday of the membership card, and hold the credit card of China Everbright Bank to enjoy the activity of spending more than 1000 minus 120.

  (2) The annual promotion period is 4.16-4.18. During the celebration, you can enjoy the activity of spending more than 3,000 minus 200.

  4. Geographical location: No.76, South Fourth Ring Road, Baipenyao, Fengtai District, Beijing

  Self-driving: it can be reached 100 meters south of Huaxiang East Bridge in South Fourth Ring Road.

  Subway: Exit B of Huaxiang Dongqiao Station and walk 900 meters east.

  5. Business hours and telephone number

  Monday to Friday 10: 00-21: 00

  Saturday to Sunday 9: 30-21: 30

  Tel: 010-6376 0688

  6. Restaurant recommendation

  BUFFY Little Yellow Duck Teahouse can definitely capture the hearts of girls, with all kinds of lovely refreshments. Friends who like spicy food, such as Chong Ba Niu Fu, Pan Cheng Gang Xiao Jun Gan, Long Teng Xuan and Xiang Rong Fu, are all very good choices.

  After reading today’s detailed outlet introduction, are you tempted to go shopping? Don’t worry, you can plan how to go shopping before going to outlets. After all, aimless shopping may end up spending time, but nothing is gained.

  If you only have half a day, it is recommended that you go to the official map first, remember the brands you want to visit, and kill them directly when you get to the outlets. This is definitely the most efficient.

  Remember to wear a pair of comfortable sports shoes on the day of shopping. Finally, I wish you all a happy holiday and a happy shopping!

Beijing added local "16+8" on October 30th, including 4 social screening personnel.

According to the report of Beijing Health and Health Commission, from 0: 00 to 24: 00 on October 30, 16 local confirmed cases and 8 asymptomatic infected persons were added (including 2 asymptomatic infected persons converted to confirmed cases, of which 13 cases were reported), 18 isolated observers and 4 social screening personnel, and no new suspected cases were found; Two confirmed cases imported from abroad and six asymptomatic infected people were added, and no suspected cases were added. 26 cases were cured and discharged, and 11 cases were asymptomatic infected.

Local cases

Confirmed case 1: I live at No.96, North Street, Xinjiekou, Xicheng District. I am an isolated observer and was diagnosed as a confirmed case on October 30.

Confirmed case 2: I live in the World Olympic International Center in Chaoyang District, and am a social screening worker. I was diagnosed as a confirmed case on October 30.

Confirmed case 3: I live in No.2 Hospital of Gome First City, Chaoyang District, and am an isolated observer. I was diagnosed as a confirmed case on October 30.

Confirmed case 4: I live in No.7 Hospital of Huamaocheng, Chaoyang District, and I am an isolated observer. I was diagnosed as a confirmed case on October 30th.

Confirmed case 5: I live in Jiujing Jiayuan District 3, Fengtai District. I am an isolated observer and was diagnosed as a confirmed case on October 30.

Confirmed case 6: An isolated observer was diagnosed as a confirmed case on October 30th.

Confirmed case 7: I live in Dongyuan Community, Pingxiang, Pinggu District. I am an isolated observer and was diagnosed as a confirmed case on October 30.

Confirmed case 8: I live in the second phase of Lanyin Mountain in Miyun District. I am an isolated observer and was diagnosed as a confirmed case on October 30.

Confirmed case 9: I live in Tongyong Boyuan Community in Miyun District, and was diagnosed as a confirmed case on October 30, in order to isolate observers.

Confirmed case 10: I live in Shangzhizhai Village, Pinggu District, and am a social screening worker. I was diagnosed as a confirmed case on October 30th.

Confirmed case 11: I now live in the north lane of Lugezhuang Street, Pinggu District. I am an isolated observer and was diagnosed as a confirmed case on October 30.

Confirmed case 12: I live in Xili community, Binyang, Miyun District, and was diagnosed as a confirmed case on October 30th.

Confirmed cases 13 and 14: I live in the south of Xinggong, Miyun District, and I am an isolated observer. I was diagnosed as a confirmed case on October 30.

Asymptomatic infected person 1: I live at No.96, Xinjiekou North Street, Xicheng District, and I am an isolated observer. I was diagnosed as asymptomatic infected on October 30.

Asymptomatic Infected Person 2: I now live in Xuhui Yufu Community, Daxing District, and am a social screening personnel. I was diagnosed as asymptomatic infected person on October 30.

Asymptomatic Infected Person 3: Now living in Shandongzhuang Village, Pinggu District, I am an isolated observer and was diagnosed as asymptomatic infected person on October 30th.

Asymptomatic Infected Person 4: I now live in Jinxiang West Community, Pinggu District, and was diagnosed as asymptomatic infected person on October 30, in order to isolate observers.

Asymptomatic infected person 5: I now live in Xintun Community, Tongzhou District, and am a social screening personnel. I was diagnosed as asymptomatic infected person on October 30.

Asymptomatic infected persons 6 and 7: I live in Xintun Community of Tongzhou District, and I am an isolated observer. I was diagnosed as asymptomatic infected persons on October 30th.

Asymptomatic Infected Person 8: I live in Tongyong Boyuan Community in Miyun District, and was diagnosed as asymptomatic infected person on October 30th in order to isolate the observers.

Imported confirmed cases from abroad

Confirmed case 1: China, who arrived at Beijing Capital Airport from French on October 27th, was sent to a centralized isolation hotel through closed-loop management, and was diagnosed as a confirmed case on October 30th.

Confirmed case 2: China, who arrived at Beijing Capital Airport from Taiwan, China on October 26th, was sent to a centralized isolation hotel through closed-loop management, and was diagnosed as a confirmed case on October 30th.

All the above cases have been transferred to designated hospitals, epidemiological investigations have been carried out, and control measures have been implemented as required.

Centralized isolation, home isolation and home health monitoring personnel should strictly abide by the epidemic prevention regulations. If there are positive cases in the isolation point where the centralized isolation personnel are located during the isolation period, they will not have dinner, get together or go to crowded places within 7 days after the isolation is lifted. Home isolation, home health monitoring personnel and their roommates should strictly stay at home and stay indoors, and cooperate with nucleic acid detection and health monitoring. Once symptoms such as fever, dry cough, fatigue, and decreased sense of smell and taste appear, they will not buy medicines by themselves, and immediately report to the community and cooperate with corresponding control measures.

Those who enter and return to Beijing should strictly implement the epidemic prevention policy of entering and returning to Beijing, take the initiative to report to the relevant departments such as communities, units, hotels, etc. After arriving in Beijing, they will have two tests for three days, complete a nucleic acid test within 24 hours after arriving in Beijing, and complete the second nucleic acid test within 72 hours after an interval of 24 hours. Before the negative result comes out, they will not go out at home, have dinner, get together or go to crowded places for seven days. Adhere to wearing a mask, washing hands frequently, ventilation frequently, gathering less, keeping a safe social distance, entering public places such as communities (villages), supermarkets, entertainment and fitness centers, and cooperating with normal prevention and control measures such as scanning code for temperature measurement and checking negative nucleic acid certificates within 72 hours.

A-share evaluation: Growth Enterprise Market refers to 2.93% photovoltaic concept stocks leading the gains throughout the day.

  The three A-share indexes collectively closed up today. At the close, the Shanghai Composite Index rose by 0.59%, the Shenzhen Component Index rose by 1.71%, the Growth Enterprise Market Index rose by 2.93%, the Beizheng 50 Index rose by 0.08%, and the turnover of Shanghai, Shenzhen and Beijing was 1,830.8 billion yuan, which was 267.3 billion yuan more than the previous day. More than 4,300 stocks in the whole market rose.

  In terms of sector theme, new energy-related sectors such as photovoltaic equipment, solid-state batteries and PET copper foil were among the top gainers, while insurance and precious metals sectors floated green. On the disk, photovoltaic concept stocks rose to the daily limit, and Daquan Energy, Shichuang Energy, (), Haiyou New Materials, () and () exceeded the daily limit of 30 shares; The solid-state battery sector was among the top gainers, with Huasheng Lithium Battery, (), (), () and other daily limit; Shares in the North Stock Exchange staged a roller coaster today, with the North Stock Exchange 50 index rising back and closing up%, and once rose over 10% in intraday trading to set a new record high, while Hualing, Clete and Hengtuo Kaiyuan fell over 10%. High-end stocks split today, (1) recorded 18 boards in 22 days, (2) recorded 23 boards in 26 days, and (1) and (2) dropped significantly in late trading.

  Plate analysis:

  Straight flush hot stock list:

  Daily limit ladder list:

  [11] Huali shares

  [8 Lian ban] Chuanrun shares

  [7 Lian ban] Songfa shares

  [6] Lianban Hainengda, Shandong Huapeng and Wanlin Logistics

  [5] The electricity is put into operation, which is integrated with environmental protection and intelligent in Taihe.

  [4] Lianyuan Composite Materials, Keyuan Pharmaceutical, Dongfang Group and Zhizheng Co., Ltd.

  [3 boards] An Daomai A, east china numerical control, Baoxin Technology, Datang Telecom, Shanggong Shenbei

  [2 Lianban] Shenzhen Zhenye A, Shenzhen Konka A, (), (), (), (), (), (), Shuangcheng Pharmaceutical, (), (), (), (), (), (), Electronic City, ().

  List of the strongest outlets:

  NO.1 [Photovoltaic Concept] There are 44 daily limit stocks and 21 connected stocks in the board, with the maximum number of connected stocks being 9 boards in 10 days. The representatives of daily limit stocks are () and ().

  NO.2 [New Energy Vehicle] In the plate, there are 26 daily limit stocks and 9 connected stocks, and the maximum number of connected stocks is 6 days and 4 boards. The representatives of the daily limit stocks are () and Haida shares.

  NO.3 [Huawei concept] There are 23 daily limit stocks and 9 connected stocks in the sector, with the maximum number of connected stocks being 11 boards in 11 days. The representatives of the daily limit stocks are () and Chuanrun.

  Transaction review:

  09:00 FTSE China A50 index futures opened down 0.1%.

  At 09: 25, A shares opened, the Shanghai Composite Index opened 0.02% higher, the Shenzhen Component Index opened 0.27% higher and the Growth Enterprise Market Index opened 0.7% higher.

  At 09:27, Shenzhen’s state-owned enterprise reform plate opened actively, with (), () and Shenzhen Zhenye A bidding at the daily limit, while () and Tellus A opened higher by over 5%.

  At 09:29, the M&A and reorganization concept stocks continued to be active at the opening, and Wenyi Technology and Power Production were put into operation, and (), (), () and () were bidding daily limit.

  At 09:32, the solid-state battery plate rose at the beginning, Chuanyi Technology went up, Huasheng Lithium Battery rose by over 15%, and Betray, Liwang, () and () followed suit.

  At 09:33, the photovoltaic concept stocks rose at the beginning of the session, and TCL Central had a daily limit. (), (), Daquan Energy, () and () rose more than 5%.

  At 09:35, the low-altitude economic sector continued to be active, with () daily limit and () rising by over 9%, with (), () and () among the top gainers.

  At 09:44, the daily limit of Huali shares recorded 11 consecutive boards, and the turnover exceeded 1 billion yuan.

  At 09:45, the high-end stocks continued to be strong, and Hainengda continued its daily limit, recording 18 boards in 22 days, with a turnover exceeding 2.9 billion yuan. Shuangcheng Pharmaceutical has 23 boards in 26 days, and Huali shares have 11 boards.

  At 09: 54, the PET copper foil plate oscillated higher, () daily limit, Hujiang materials rose more than 10%, and Far East shares, Dongwei Technology, Putailai and () followed suit.

  At 09:57, the stocks of the North Stock Exchange continued to be active, and the increase of the North Stock Exchange 50 Index expanded to 3%.

  At 10:00, pork stocks rose, () rose over 9%, and (), (), () and () followed.

  At 10:00, the Beizheng 50 Index rose more than 4%, setting a new record high.

  At 10:05, the genetically modified plate rose in intraday trading, () rose by more than 10%, followed by Qiule Seed Industry, (), () and ().

  At 10:06, the real estate sector rose sharply, with (), () and Shenzhen Zhenye A trading daily limit, and (), () and () rose by over 5%.

  At 10:14, the Growth Enterprise Market Index rose to 1%, the Shanghai Composite Index rose by 0.22%, and the Shenzhen Component Index rose by 0.81%.

  At 10:14, the household products sector fluctuated higher, with () and () daily limit, and (), () and () were among the top gainers.

  At 10:15, the Shenzhen Component Index rose to 1%, the Shanghai Composite Index rose by 0.37%, and the Growth Enterprise Market Index rose by 1.25%.

  At 10:22, photovoltaic concept stocks continued to soar, and stocks in the sector rose to the daily limit. TCL Zhonghuan, (), Junda, (), Follette, Daquan Energy, () and other stocks rose to the daily limit.

  At 10:29, the North Stock Exchange 50 Index rose by over 6%, and the stocks of the North Stock Exchange continued to be active. Nearly 10 stocks such as Yunli Wuli, Wuhan Landian, Minshida, Weichuang Optoelectronics and Leite Technology had a daily limit of 30CM, and over 40 stocks rose by over 10%.

  At 10:34, the North Stock Exchange 50 Index soared by more than 8%, and the shares of the North Stock Exchange rose by more than 60 shares by more than 10%.

  At 10:40, the game board oscillated and pulled up, () rose more than 13%, and (), (), (), () and so on followed.

  At 10:50, Longji Green Energy hit the daily limit, and the turnover exceeded 8.6 billion yuan.

  At 10:53, the Growth Enterprise Market Index rose to 2%, the Shanghai Composite Index rose by 0.39%, and the Shenzhen Component Index rose by 1.25%.

  At 11:03, the Growth Enterprise Market Index rose to 3%, the Shanghai Composite Index rose by 0.43%, the Shenzhen Component Index rose by 1.62%, and the whole market rose by over 4,400 shares.

  11:09 According to () iFinD data, up to now, the turnover of Shanghai, Shenzhen and Beijing has exceeded 1 trillion yuan, exceeding 40 billion yuan compared with yesterday. Among them, the turnover of Shanghai Stock Exchange was 364.9 billion yuan, that of Shenzhen Stock Exchange was 603.1 billion yuan, and that of Beizheng 50 was 32 billion yuan.

  At 11:13, the semiconductor sector continued to be active, () approached the daily limit, and Biyi rose slightly by over 13%, followed by Puran, () and Tuojing Technology.

  At 11:15, the rare earth plate changed intraday, and many short-term stocks such as (), () and () were pulled up.

  At 11: 31, the three A-share indexes collectively closed up in early trading. By midday, the Shanghai Composite Index rose by 0.82%, the Shenzhen Component Index rose by 2.1%, the Growth Enterprise Market Index rose by 3.45%, and the North Securities 50 Index rose by 8.54%. The half-day turnover of the whole market was 1,120.1 billion yuan, which was 89.7 billion yuan higher than the previous day. More than 4,600 stocks in the whole market rose. In terms of sector theme, new energy sectors such as photovoltaic equipment, solid-state batteries and wind power equipment were among the top gainers, while insurance and banking sectors floated green. On the disk, the stocks of the North Stock Exchange continued to be active. Over 10 stocks such as Yunli Wuli, Wuhan Landian and Minshida had a daily limit of 30CM, and more than 50 stocks rose by over 10%. The North Stock Exchange 50 index reached a new high and rose by over 8% again. Photovoltaic concept stocks are in a frenzy of daily limit, with TCL Zhonghuan, GCL Integration, (), Tongwei, Aixu, (), Junda and Longji Green Energy exceeding 30 daily limit; The solid-state battery sector was among the top gainers, with Huasheng Lithium Battery, Chuanyi Technology, (), Putailai, () daily limit, (), Haimuxing and other stocks rising more than 10%.

  At 13:00, FTSE China A50 index futures rose to 1%.

  At 13:00, the Shanghai Composite Index rose to 1%, the Shenzhen Component Index rose by 2.49%, and the Growth Enterprise Market Index rose by 4.03%.

  At 13:03, the rare earth plate continued to rise in the afternoon, with the daily limit of rare earth in China, Jinli permanent magnet rose by over 10%, (), Dadi Bear and Northern Rare Earth rose by over 7%.

  At 13:18, the vitamin sector oscillated and rose, and Brother Technology had a daily limit in the afternoon. (), Huaheng Bio, Jiabiyou and () followed suit.

  At 14:13, the turnover of Shanghai and Shenzhen stock markets exceeded 1.5 trillion yuan for the sixth consecutive trading day.

  At 14:25, the Beizheng 50 Index surged back, and once rose by more than 10% in intraday trading, and the increase has now narrowed to less than 3%.

  At 14: 30, the ST plate was active repeatedly, () and () went out of five consecutive boards, and in addition, more than 20 stocks including () went out of 17 days and 11 boards.

  14:45 According to the straight flush iFinD data, up to now, the turnover of Shanghai, Shenzhen and Beijing has exceeded 1.7 trillion yuan, which is more than 240 billion yuan compared with yesterday. Among them, the turnover of Shanghai Stock Exchange was 632 billion yuan, that of Shenzhen Stock Exchange was 1,015.3 billion yuan, and that of Beizheng 50 was 53.9 billion yuan.

  News:

  1. Foshan: Support the reconstruction project of villages in the city to use special loans to purchase existing commercial houses for villagers’ resettlement.

  Foshan Housing and Urban-Rural Development Bureau and other six departments issued a notice on several measures to further optimize the stable and healthy development of the real estate market. Among them, the restriction period for households to purchase new commercial housing in Zumiao Street, Chancheng District, Guicheng Street, Nanhai District, and Daliang Street, Shunde District is cancelled, and commercial housing can be listed and traded from the date of obtaining the property right certificate. Support the reconstruction project of villages in the city to use special loans to purchase existing commercial housing for villagers’ resettlement. Allow self-sustaining commercial housing to be listed and circulated. Combined with the cycle of commodity housing and regional population changes, the layout of incremental high-quality residential land is scientifically planned. Purchase the first set of self-occupied housing for families with two children and above, and the maximum loan amount will rise by 20%; Allow paid employees to apply for converting their outstanding personal commercial housing mortgage loans into personal housing provident fund loans.

  2. CIO of American Bridgewater: Compared with cash, global risk assets are now more attractive.

  Recently, the chief investment officer of American Bridgewater shared his observation on the economy and market in the third quarter of 2024. In the case of resilient economic growth, the central bank’s shift to easing policy may prompt investors to give up cash and invest in risky assets, even if the current pricing shows that the risk premium has been compressed. Of course, the current stage is still early, and the easing of follow-up policies may still be further increased (or more likely, further reduced); Under the loose policy, no matter whether the economic growth slows down or accelerates, a balanced portfolio can collect the income from holding assets more continuously. At present, assets are relatively more attractive in the United States (the least restrictive economy) and China (the most obvious economy that needs more policy stimulus). (Qiaoshui China)

  3. TSMC’s offer below 5 nm next year may rise again.

  According to industry sources, TSMC has recently released the 2020s work quotation to a number of customers in order to reduce the gross profit margin impact caused by the high operating cost of overseas factories and the deployment cost of 2nm. Depending on the scale of customers, products and production capacity, the increase of the 5 nm, 4 nm and 3 nm OEM quotation process is higher than the previous estimate of about 4%, and the 2 nm OEM quotation is even higher than 30,000 US dollars. The 2-nanometer Baoshan factory, which will be officially put into production in the fourth quarter of 2025, has a monthly production capacity of 30,000 pieces, and the OEM quotation has also been released. (science and technology innovation board Daily)

  4. The interest rate of some banks’ stock mortgage loans has been lowered in batches.

  Starting today, banks will cut the interest rate of existing mortgage loans in batches. The reporter learned from banks such as Agricultural Bank of China and China Construction Bank that as of 7:30 am, customers of ICBC, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, (), () and other banks have been able to find the adjusted mortgage interest rate from mobile banking as the loan market quotation rate LPR-30BP. Because it is a batch adjustment of banks, the borrower does not need to do anything to reduce the mortgage interest rate this time. Because of the lower limit of policy interest rates in Beijing, Shanghai and Shenzhen, the mortgage interest rates of two or more homes can only be adjusted to the lower limit of local policy interest rates. (CCTV News)

  5. Bank of China: Today, it conducted a 7-day reverse repurchase operation of 292.6 billion yuan.

  Bank of China: Today, it conducted a 7-day reverse repurchase operation of 292.6 billion yuan, and the winning bid rate was 1.50%, which was the same as before. Straight flush iFinD data shows that there are 108.4 billion yuan of 7-day reverse repurchase due today.

  6. On October 25th, the People’s Bank of China launched a 700 billion yuan medium-term loan facility (MLF) operation.

  Bank of China: On October 25th, 2024, the People’s Bank of China launched a 700 billion yuan medium-term loan facility (MLF) operation with a term of one year, with the highest bid rate of 2.30%, the lowest bid rate of 1.90% and the winning bid rate of 2.00%.

  7. Hu Zhenjiang, Deputy Director of the Civil Aviation Administration: Explore and promote the integrated flight of manned aircraft and drones, and gradually realize the low-altitude mission execution.

  The 3-day second China Air Transport Association Aviation Conference officially kicked off today (October 25th). Hu Zhenjiang, deputy director of the Civil Aviation Administration, said that the Civil Aviation Administration will promote relevant parties to integrate the flight service guarantee system by relying on new technological innovation, and efficiently connect low-altitude flight elements such as route planning, air obstacle avoidance, airspace management and traffic control, explore and promote the integration of manned and unmanned aircraft, and gradually realize the digitalization and intelligence of low-altitude mission execution, resource allocation and safety supervision, so as to protect the development of low-altitude economy. (Cailian)

  8. Over 2.5 billion yuan from China Merchants Bank, Taikang CSI A500ETF connection sales are hot.

  On October 25th, 20 CSI A500ETF connection funds, CSI A500 index funds and index enhancement funds were put on sale on the same day. It was learned exclusively from the sources that as of 10:20, the sales scale of Taikang CSI A500ETF connection fund, the main seller of China Merchants Bank, has exceeded 2.5 billion yuan. (CSI Taurus)

  9. Tongwei shares responded to the surge in the photovoltaic sector: it may be affected by recent rumors, and we are also understanding the rumors about limiting energy consumption.

  Today, the photovoltaic sector rose sharply, with Tongwei shares and Longji Green Energy both trading daily. Recently, a number of "essays" about the photovoltaic market began to spread and ferment, including but not limited to the photovoltaic industry’s policy of limiting energy consumption issued by the Ministry of Industry and Information Technology next month. In this regard, the reporter contacted Tongwei shares and Longji Green Energy Investor Relations Department as an investor. For today’s surge in the photovoltaic sector, the relevant person of Tongwei shares said that there are many rumors in the market now, which may be influenced by this information, and said that "there are many rumors and they have not been officially confirmed". Regarding the news of limiting energy consumption, the person said that we are also understanding. Longji Green Energy related people responded to the rumor that it was unclear. (21 Finance)

  10. The high-level shock of Baekje Shenzhou biography: Yin Min, chief commercial officer of Greater China, was investigated, and the industry confirmed that the news was true.

  Recently, there were market rumors that Yin Min, chief commercial officer of Baekje China Greater China, was investigated by the regulatory authorities. In this regard, an industry insider who asked not to be named confirmed the authenticity of this news to reporters. Therefore, the reporter immediately tried to contact Yin Min himself and relevant persons of Baekje Shenzhou, but as of press time, Yin Min himself failed to get in touch, and Baekje Shenzhou did not give a clear response. (21st century business herald)

  11. Liu Liehong, Director of the National Bureau of Data: We will speed up the research and formulation of policy documents to foster a national integrated market and build a unified national data market rules, facilities and governance system.

  On October 25th, Liu Liehong, Party Secretary and Director of the National Data Bureau, said at the awarding ceremony of the National Finals of the 2024 "Data Elements ×" Competition that the follow-up will speed up the research and formulation of policy documents for cultivating the national integrated market, strengthen the top-level design, overall planning and system layout of the data market, build a unified national data market rules, facilities and governance system, cultivate and expand market operators, and build a unified, open, prosperous and competitive national integrated data market. (Shell Finance)

700,000 people were affected by illegal discharge of polluted groundwater by Italian laboratories.

  The court in teramo, located in central Italy, recently announced that after investigation, it was confirmed that 10 senior executives of the National Nuclear Physics Laboratory in Gransaso, Italy, were suspected of illegally storing and handling dangerous goods, and their dereliction of duty caused the groundwater in teramo to face irreversible serious pollution risks.

  In August 2016, Gransasso Laboratory discharged 50 liters of toxic chemical solvent dichloromethane into groundwater, which caused groundwater pollution in 32 cities in Telamo province and affected the water safety of 700,000 people. After the incident, the Italian government invested 80 million euros to improve the polluted water resources.

  Gran Sasso National Laboratory is located in the deep mountain 120km away from Rome, the capital of Italy, and it is one of the four national laboratories under the Italian National Institute of Nuclear Physics. This laboratory is one of the most important physical research centers in Italy and the world.

  Italy prohibits the storage of dangerous substances within 200 meters from groundwater and drinking water sources, but the laboratory bluntly said that its research is not within the scope of the law. At present, the Italian government has ordered the laboratory to carefully review its research activities and norms to reduce the risk of water pollution.

  Groundwater pollution has always been a big problem for the Italian government. In the report on the collection and analysis of geological water samples recently released by the European Union Environment Agency, the groundwater source pollution in Italy is serious, and the excellent groundwater source is only 58%, far below the average level of 74% in the EU member States.

  Italian media pointed out that the water pollution incident and its investigation process exposed some structural problems in this field in Italy, such as lax management and lack of emergency plans. While promoting the smooth development of scientific research, it is an important task to fulfill public responsibilities such as ensuring people’s health and social security.

  The continuous fermentation of groundwater pollution has caused Italian people to question and worry about the existence of greater security risks in this laboratory; Environmentalists complained bitterly about the pollution incident and worried that it would have a greater impact on the environment in the future. "It’s not that we don’t support scientific research, but we can’t sacrifice people’s health, and relevant institutions must be responsible for all research activities."

  The investigation and trial surrounding the pollution incident put Gran Sasso National Laboratory in a dilemma. At present, 1100 scientists from 29 countries are engaged in major scientific research and experimental activities such as nuclear physics and particle physics in this laboratory. After the incident, in addition to the challenge of reputation and trust, a large number of scientific research in the laboratory was forced to be interrupted or even suspended, and the investment in scientific research funds will be blocked. According to the latest article in Science magazine, this lawsuit may affect the future research work of the laboratory and have a negative impact on research in related fields.

  Italy’s Ansa commented that the accident should not evolve in the extreme direction of "anti-science", but the national scientific research institutions, environmental protection departments and judicial institutions should shoulder the responsibility together and make promises and guarantees to the people.

  (Rome, October 15 th, our reporter in Italy, Han Shuo)

The Central Meteorological Observatory issued the first cold wave warning in the second half of the year, and strong cold air will repel large-scale high temperature weather in the south.

Cctv newsAccording to the Central Meteorological Observatory, it is estimated that from October 2 to 6, strong cold air will affect most parts of central and eastern China, bringing strong winds and strong cooling weather. The Central Meteorological Observatory issued a cold wave blue warning on the morning of the 2 nd, which is also the first cold wave warning in the second half of this year.

Because the early temperature in most parts of the central and eastern regions is obviously higher than normal, and there has been a large range of high temperature weather in the south since September 30 and will continue until the 4 th, the highest temperature in many stations has exceeded the historical extreme value in the same period; Affected by this strong cold air, several provinces will experience severe cooling. The specific weather forecast is as follows:

Cooling and minimum temperature forecastIt is estimated that the temperature will generally drop by 8 ~ 12℃ in most parts of central and eastern China from 14: 00 on October 2 to 20: 00 on October 6, and the temperature will drop by 12 ~ 16℃ in central and eastern Inner Mongolia, northeast China, most of Shaanxi, southwestern Shanxi, Henan, southern Shandong, Jiangsu, Anhui, Hubei, northern Hunan, northwestern Jiangxi and northern Zhejiang, and in central Inner Mongolia, eastern Heilongjiang, eastern Jilin and other places.

On the morning of the 6th to 7th, the lowest temperature 0℃ line will be located in the north of Shanxi, the north of Hebei and the north of Liaoning, and the lowest temperature 10℃ line will be located in the northeast of Sichuan, the north of Hubei, the south of Henan and the south of Shandong. During this period, the daily maximum temperature in capital cities such as Nanjing, Hefei and Wuhan will drop from 37-39℃ on the 2nd to 13-15℃, and the minimum temperature will drop from 26-28℃ to 11-13℃.

Gale forecastThere will be 4 ~ 6 winds in the Yangtze River basin and its northern area, and gusts in high altitude areas and rivers and lakes can reach 7 ~ 8; The Bohai Sea, the Bohai Strait, the Yellow Sea, the East China Sea and other sea areas will have strong winds of 7-8 and gusts of 9-10.

Strong cold air affects the processStrong cold air mainly affected Gansu, Ningxia, Inner Mongolia and other places on the 2nd, north of Huaihe River on the 3rd, Jiangnan and other places on the 4th, and South China on the 5th.

Meteorologists reminded that the strong cold air process has a wide range of influences and severe cooling, especially in some parts of the south, where the temperature first increased and then plummeted. The public should pay attention to the temperature changes and add clothes in time to guard against physical discomfort caused by alternating cold and hot. In addition, it is necessary to do a good job in wind prevention and reinforcement of simple facilities and high-altitude structures.

The announcement of the central bank’s regulation of Internet loan business has been released. In the past two months, the loan APP still has the promotion of "daily interest rate"

  Announcement No.3 in 2021 issued by the central bank in March this year shows that all institutions engaged in loan business should show the annualized interest rate to borrowers in an obvious way when marketing through websites, mobile applications, posters and other channels, and indicate it when signing the loan contract, or display information such as daily interest rate and monthly interest rate at the same time as needed, but it should not be more obvious than the annualized interest rate. The annualized loan interest rate can be calculated by compound interest or simple interest method. If the simple interest calculation method is adopted, it should be explained that it is simple interest.

  Recently, the Beijing Youth Daily reporter found that many loan apps are still playing "cleverness" with consumers in displaying interest rates, and only show the daily interest rate or the lowest annualized interest rate with a small value. Only when consumers actually get the loan, do they find that the real interest rate is much higher than they thought.

  survey

  A few apps still violate the rules to promote customers at daily interest rates.

  The announcement of the central bank has been released for nearly two months. However, the reporter of Beiqing Daily found that there are still some loan apps that use the daily interest rate to promote customers, and they have not marked the annualized interest rate at the same time.

  For example, the application page of Vipshop’s "only cash withdrawal for flowers" only shows "the minimum daily interest fee of 13,60 seconds will arrive at the account quickly"; Mango TV’s "Mangli Good Loan" is known as "low interest, and the daily interest rate is as low as 0.02%"; On the "Financial Services" page of the "My Wallet" page, the car APP of Shouqi Car shows "the maximum is 300,000, and the minimum daily interest rate is 22,000". After clicking enter, you will see four loan products with annualized interest rate display.

  In addition, some loan products have neither annual interest rate nor daily interest rate, only the maximum loan amount. For example, the activation page of JD.COM Gold Bar only shows the maximum loan amount of 200,000 yuan, and the words "50,000 yuan is free for 15 days", "fast loan", "installment repayment" and "low interest rate", and there is no specific interest rate description, which can only be seen after opening; After other apps enter, only the maximum amount that can be applied is displayed, and you need to register to see the details; Xiaomi’s satellite loan shows that "the maximum loan amount is 300,000 yuan", "the fastest one-minute loan and flexible repayment", and you need to log in to learn more information.

  There are fewer loan products marked with simple interest.

  According to the requirements of the central bank, all loan products should clearly indicate the annualized interest rate of loans; The annualized loan interest rate can be calculated by compound interest or simple interest method; If the simple interest calculation method is adopted, it should be explained that it is simple interest. The calculation method of compound interest is the internal rate of return method, that is, the annualized internal rate of return (IRR) calculated after considering compound interest according to the borrower’s loan principal, repayment amount per period, loan period and other factors. The annex to the central bank’s announcement called it "a fair way to calculate the annualized interest rate of loans".

  After investigation, the reporter of Beiqing Daily found that at present, the loan products of most formal institutions have been marked with annualized interest rates according to the requirements of the central bank. Alipay borrowing, micro-loan, and US group living expenses also show the daily interest rate and annual interest rate, and some also list the conversion formulas of the two.

  However, only a few products have "simple interest" next to their interest rates. For example, the homepage of Anyihua shows that "the annualized interest rate is at least 7.2% (simple interest) and risk pricing is implemented"; Today’s headline shows that "the annual interest rate (simple interest) is 10.80%-24%"; The "Goose Spending Money" docked by Tencent Video APP indicates that "the annual interest rate is as low as 7.20% (simple interest), calculated on a daily basis".

  reveal a secret

  The result of compound interest calculation for the same loan is higher than simple interest.

  What effect will simple interest or compound interest have on the real interest rate of consumers? Two examples are provided in the announcement of the central bank, and the result of the same loan calculated by IRR method is higher than that of simple interest.

  For example, a consumer finance company borrows a loan with a term of one year and monthly repayment, with a total of 12 installments and a principal of 100,000 yuan. According to the repayment plan, the borrower pays the 1000 yuan service fee in one lump sum in the current loan period, and repays 8833.3 yuan in equal amount every month from the end of the first month after the loan, in which the principal is 100,000/12 = 8333.3 yuan, and the installment fee (calculated by 0.5% of the initial loan principal) is 100,000× 0.5% = 500 yuan. The comprehensive annualized interest rate of the above loans calculated by simple interest is about 12.80%, and the comprehensive annualized interest rate calculated by IRR method is about 13.58%.

  A person’s housing loan, with a term of 20 years and monthly repayment, has a total of 240 installments, with a principal of 1 million yuan, and is repaid by matching principal and interest. According to the repayment plan, from the end of the first month after the loan, the borrower will repay the principal and interest of 6599.6 yuan in equal amount every month. The annualized interest rate of the above loans calculated by simple interest is about 5%; The annualized interest rate calculated by IRR method is about 5.12%.

  Liu Xinyu, a partner of Zhonglun Law Firm, believes that the central bank’s announcement clarified the calculation scope and method of comprehensive capital cost, solved the scope dispute of comprehensive capital cost in legal practice, and provided legal reference for the judicial department to handle loan dispute cases. At the same time, the formal introduction of IRR into the regulatory provisions will help protect consumers’ right to know and prevent consumers from being misled into applying for loans without knowing the true cost.

  Don’t be tempted by the lowest interest rate. The actual approved interest rate is often much higher.

  The reporter of Beiqing Daily found that many loan products are marked with "annualized interest rate from 7.2%". If you think that the interest rate you get is 7.2%, you will be greatly disappointed. Because lending institutions will evaluate customers’ credit and risk levels according to various factors, customers need to apply first, and only after the approval of the institutions can they know their final access quota and applicable interest rate. The actual loan interest rate approved by consumers will not be the same, and only the best customers can enjoy the lowest interest rate.

  According to the investigation of the reporter of Beiqing Daily, the loan interest rates enjoyed by different customers on the same platform are very different, and the interest rates obtained by the same person on different platforms may be different. Few customers really enjoy the lowest interest rate, but many customers complain that the interest rate is too high.

  For example, the same is Alipay. The daily interest rate of reader Miss Wang is 0.025% and the annual interest rate is 9.125%, while her friend Mr. Zhang is 0.04% and the annual interest rate is 14.6%. The annual interest rate of Miss Wang’s micro-loan is 10.95%, which is higher than that of Borrowing Bai, while Mr. Zhang’s micro-loan interest rate is 12.775%, which is lower than Borrowing Bai.

  In another application, it is clearly marked that "the daily interest rate starts from 0.02% and the annualized interest rate starts from 7.20%". Miss Huang, who is heading for 7.20%, finally got the interest rate of 0.065% per day and 23.4% per year, which is more than three times that of 7.2%. Her friend Mr. Li was granted a daily interest rate of 0.097% and an annualized interest rate of 34.92%, which is 4.85 times that of 7.2%. They all want to know how many customers have actually obtained loans with an annual interest rate of 7.20%.

  On the black cat complaint platform, there are more than 40,000 complaints about "annual interest rate", most of which are "the annual interest rate is found to be too high after borrowing". Some complainants reported that the annual interest rate of some lending platforms even exceeded 36%.

  point out

  Be wary of network platform inducing excessive borrowing.

  At the end of last year, China Banking and Insurance Regulatory Commission issued "Warning on Risk of Excessive Lending Induced by Online Platforms". China Banking and Insurance Regulatory Commission pointed out that in order to obtain a large number of customers, some online platforms over-market financial products such as loans or credit card overdrafts through various online consumption scenarios to induce over-consumption. China Banking and Insurance Regulatory Commission Consumer Protection Bureau reminds consumers that they should establish a rational consumption concept, use lending products rationally, choose formal institutions and channels to obtain financial services, and be alert to the hidden risks or traps behind excessive lending marketing.

  According to the risk warning, some organizations or online platforms unilaterally emphasize the favorable conditions such as low daily interest rate, interest-free period and zero interest installment. However, the so-called "zero interest" does not mean zero cost, and there are often "service fees", "handling fees" and "overdue charges", and the actual comprehensive annualized interest rate of such products may be very high. Some marketing activities intentionally blur the actual cost of borrowing, which infringes on consumers’ right to know and easily leads to misunderstanding or recognition.

  There are also some online platforms that claim that the loan procedures are simple, tempting consumers to click on it, and some institutions even lend excessively to minors, school students, low-income people, etc., and then carry out violent collection, pretend to be malicious collection by judicial organs, and collect for borrowers’ relatives and friends, causing a series of family and social problems.

  Text/Reporter Cheng Wei Coordinator/Yu Meiying

The 36th Hundred Flowers Award announced the list of candidates. Come and vote!


Special feature of 1905 film network Hundred Flowers Award was founded in 1962 under the direct advocacy and care of Premier Zhou Enlai, and the national literary award approved by the Central Propaganda Department is also the oldest award in China’s film industry.


2022 is the 60th anniversary of the founding of Hundred Flowers Award. Sixty years ago, the first Hundred Flowers Award Prize Awarding Conference was held in the Auditorium of the Beijing Political Consultative Conference. Premier Zhou Enlai and Vice Premier Chen Yi were present to congratulate, which showed that the national leaders attached great importance to Hundred Flowers Award and the film industry.


Over the past 60 years, Hundred Flowers Award has been honed in the years and developed in the reform. What remains unchanged is its childlike heart that originated from and for the people. Hundred Flowers Award represents the voice of the overwhelming majority of the people, embodies the enthusiastic support of ordinary people for China films and their heartfelt love for outstanding actors, and plays an irreplaceable role in continuously narrowing the distance between the audience and China films and promoting the prosperity and development of China films.


In recent years, with the continuous development of China films, Hundred Flowers Award is also reforming and innovating with the times. This year, the Chinese Film Association will conscientiously do a good job in awarding the 36th Hundred Flowers Award in accordance with the newly revised "Hundred Flowers Award Charter", so that this "Flower God" trophy, which is full of enthusiastic expectations of the audience and persistent adherence of filmmakers, will bloom with new splendor.



1. Generation of candidate films


In accordance with the relevant provisions of the Articles of Association of Hundred Flowers Award, the scope of participating films is limited to domestic films that have obtained the Film Release Permit issued by the State Film Bureau, and the number of people watching movies has reached more than 1 million, and were released and shown in national urban cinemas during the current award period (February 1, 2020 to February 28, 2022).


According to the articles of association, the Chinese Film Association entrusted 100 managers of key cinemas under the China Film Distribution and Projection Association and the directors of the current Council of the Chinese Film Association to form the 36th Hundred Flowers Award Primary Selection Committee, and voted for the candidate films. After confirmation by the 36th Hundred Flowers Award Organizing Committee, 15 candidate films were produced in Hundred Flowers Award.


The list of candidates for the 36th Hundred Flowers Award Awards was released through the media today and submitted to the national movie audience for voting. Vote for the audience from now until July 10, 2022. After the audience voting stage, the voting results will be counted by the vote counting center designated by the Organizing Committee, and the nominees for the 36th Hundred Flowers Award Awards will be selected.


2. The voting method of the audience


This year, Hundred Flowers Award will conduct online registration voting. Viewers can vote on mobile phones and PCs by clicking on links or scanning QR codes and applets. At the same time, Hundred Flowers Award will take strict and effective technical measures to stop false and malicious acts of brushing tickets.


I believe that the expansion of online new media voting channels will greatly facilitate the voting of the audience and enhance the positive interaction between Hundred Flowers Award and the audience.


Voting, the generation of audience judges and the final attribution of each best award will be tracked and strictly supervised by the notary public. This year’s Hundred Flowers Award set up a supervision and examination committee to supervise the whole process of awards.


Voting time:


From June 10th to July 10th, 2022 at 24: 00.


Links to the website of the 36th Hundred Flowers Award Voting System:


http://pj.bh36.artnchina.com/#/


QR code of the 36th Hundred Flowers Award Voting System:


The 36th Hundred Flowers Award voting system applet:



Organizer:


China Federation of Literary and Art Circles China Film Association


Support unit:


China Federation of Literary and Art Circles Network Literature and Art Communication Center China Literature and Art Network


The 2022 Chuanqi GS489,800 has been officially listed!

  ? ? ? ?On July 21st, GAC Chuanqi celebrated its 13th anniversary, and also ushered in the official launch and listing of the 2022 Chuanqi GS4. The new car is refreshed and upgraded in terms of face value, intelligence and safety, providing 270T manual comfort edition/elite edition, automatic premium edition/zhixing pilot edition/zhixing technology edition/zhixing flagship edition, with a listing price of 89,800-131,800 yuan.

  

  ? ? ? ?Zhang Yue Sai (second from right), director of Guangzhou Automobile Group’s independent brand management committee and general manager of Guangzhou Automobile Passenger Vehicle, took a group photo with the production and marketing integration team of Guangzhou Automobile Chuanqi Research Institute (Liu Niansi, executive vice president of Guangzhou Automobile Research Institute (second from left), Zhan Songguang, executive deputy general manager of Guangzhou Automobile Passenger Vehicle (first from right) and Li Yong, deputy general manager of Guangzhou Automobile Passenger Vehicle and general manager of the sales company) and the 2022 Chuanqi GS4.

  If the allocation is increased, the price will not increase, and the value will appreciate again.? ? ? ?As a star model of Guangzhou Automobile Chuanqi, Chuanqi GS4 has gained the trust of 1.3 million+car owners since its listing in 2015, leading the development trend of compact SUV and having a deep insight and understanding on the upgrading of user needs. The 2022 Chuanqi GS4 is in line with the needs of consumers, and the increase in distribution does not increase the price, which is very valuable. Zhan Songguang, executive deputy general manager of Guangzhou Automobile Passenger Car Co., Ltd. said: "I believe that the high-value product strength of the new car will definitely win the favor of more customers and will definitely bring customers a more value-added car experience."?

  

  ? ? ? The prices of the six versions of the 2022 Chuanqi GS4 6 are very strong. The manual version costs 89,800 yuan and 103,800 yuan respectively, and the automatic version costs 113,800 yuan, 119,800 yuan, 126,800 yuan and 131,800 yuan respectively. At the same time, there is an attractive listing policy:Financial gift: super 0 down payment, up to 8000 yuan discount; You can enjoy 3-year 0-interest replacement gift: up to 5,000 yuan replacement subsidy flow gift: free basic flow for life, free entertainment flow for 3 years (4G/ month) worry-free gift: 299 yuan exclusive value of 1,299 yuan Qixing worry-free gift package.

  

  ? ? ? ?Millions of trust, full appreciation. Li Yong, deputy general manager of Guangzhou Automobile Passenger Car Co., Ltd. and general manager of Guangzhou Automobile Chuanqi Automobile Sales Company, pointed out: "Compared with the current GS4, the overall value of the same version of the 2022 Chuanqi GS4 has increased by 10,000 to 15,000 yuan, realizing’ increasing the allocation without increasing the price, and appreciating again after exceeding the value’." Compared with the 2021 Chuanqi GS4 Elite Technology Edition, the 2022 Chuanqi GS4 Zhixing Pilot Edition has the same price, adding an electric induction tailgate, a 7-inch instrument, a 10.25-inch central control AV (Huawei HiCar), a four-door one-button lifting, etc., and the value is increased by 10,000 yuan.

  ? ? ? ?There is also a 2022 Chuanqi GS4 Zhixing Technology Edition, which has the same price as the 2021 Chuanqi GS4 Zhilian Technology Edition, but with the addition of electric induction tailgate, four-door one-button lifting, driving seat heating and L2 intelligent driving assistance system (ACC/AEB/FCW/TJA/ICA, etc.), the value has increased to 10,000 yuan.

  

  ? ? ? ?Compared with the 2021 Chuanqi GS4 Zhilian Science and Technology Edition, the top version of the same price, the 2022 Chuanqi GS4 Zhixing Flagship Edition adds the extrasensory interactive intelligent cockpit, the electric induction tailgate, the four-door one-button lifting, the heating of the main driver’s seat, and the L2 intelligent driving assistance system (ACC/AEB/FCW/TJA/ICA, etc.), and the value is increased by as much as 15,000 yuan.

  

  Advanced product strength to build a 100,000-class super-cow SUV.? ? ? ?The 2022 Chuanqi GS4 is not only "value-added", but also "super-intelligent", and it also has super-high "face value" and "security". In addition, it follows the excellent configuration of the current Chuanqi GS4, such as the third-generation 270T engine equipped with Julang Power and the automatic manual transmission of Aisin 6AT, achieving 6.8L ultra-low fuel consumption of the same class; It has a leading ultra-wide space at the same level and a 360-degree all-round silent project, providing the driving enjoyment like a forest oxygen bar.

  

  

  ? ? ? ?Three grilles and three interiors meet different aesthetic needs. In addition to the original two kinds of grilles, namely, Shock Tianyi and Lingyun Wing, the 2022 Chuanqi GS4 brought a newly designed photonic wing grille. The grating simulates the posture of photon diffusion in digital explosion, which is quite aesthetic in science and technology. Inspired by the cruise missile head, the dual-module LED wick is three-dimensional and exquisite, and the lighting effect is like a two-star cruise. Tail lighting panels are added to the rear of the car to create a horizontal integrated taillight. The interior is optimized, providing three choices: black red, black brown and all black. The steering wheel is also decorated with sports, making it more textured as a whole.

  

  ? ? ? ?The extrasensory interactive intelligent cockpit brings "the smartest in its class" enjoyment. Based on the design concept of "Prophet Symbiosis", GAC Chuanqi cooperated with Huawei, Iflytek, Volcano Engine, Horizon, etc. to build a super interactive intelligent cockpit, and strived to realize the immersive intelligent interactive experience of the whole vehicle scene and process. The 2022 Chuanqi GS4 extrasensory interactive intelligent cockpit provides five functional packages: cool technology, music and entertainment, safe driving, healthy air and parent-child care, covering many functions such as fatigue relief, distraction reminder, smoking and ventilation, gesture song cutting, sound reproduction, etc. Moreover, it can continuously upgrade more applications through OTA to ensure that users are always new. Five-star safety +L2 intelligent driving assistance, which is a safety weighting code. After the 2021 C-NCAP crash test (with a high score of 91.0%), the excellent disassembly performance of the collision car, and the heavy pressure of the 7.28-ton Sany Heavy Industry excavator, everyone recognized the safety of Chuanqi GS4. The 2022 Chuanqi GS4 continues the five-star safety design of Chuanqi GS4, develops according to the most stringent C-NCAP five-star standard, optimizes the structure of the whole vehicle, and is made of high-strength steel in YEATION, so that every design has rules and regulations, and strives for perfection in every detail. In terms of active safety configuration, the 2022 Chuanqi GS4 adds L2 intelligent driving assistance system, which provides active braking assistance, adaptive cruise, lane keeping, lane departure warning and other functions, so that driving safety can be more guaranteed and users can feel more at ease.

  

  ? ? ? ?As a die-hard fan of Guangzhou Automobile Chuanqi, Mr. Hou from Weihai has changed more than 20 different brand models in the past 29 years, and finally "decided" Chuanqi cars, and bought three Chuanqi cars back and forth. Mr. Hou shared a traffic accident that he personally experienced. Because he dozed off while driving, Chuanqi GS4 suffered four consecutive impacts and fell to the ground from 5 meters high. "All the airbags of the vehicle were opened at the first time, which played a very good role in protecting me. The high-strength structure of the car body also withstood the violent impact and fall. Afterwards, the engine can still work normally, and I was only slightly scratched. "In this regard, Mr. Hou said with great emotion:" Thanks to Chuanqi brand and Chuanqi engineers, it is precisely because of their attention to automobile safety performance and their care in the use and design of automobile materials that I am safe in the accident. "

  Inheriting the assets of GS4 products and boosting the brand.? ? ? ?Since its establishment on July 21, 2008, GAC Chuanqi has gone through 13 years, providing superior products and services to 2.6 million+car owners, and at the same time, it has achieved excellent results in different levels of vehicle market, showing the good strength of China brand. Especially since the second half of last year, the sales volume of GAC Chuanqi has achieved positive year-on-year growth for 12 consecutive months. In the first half of this year, the cumulative sales volume reached 150,974 vehicles, up 28.3% year-on-year. In June, the whole department seized 24,947 vehicles, up 11.6% year-on-year. Among them, Chuanqi GS4 product line has been expanded, and the market share has been continuously improved in the past three months.

  ?

  ? ? ? ?Inheriting Chuanqi GS4′ s product assets of "high sales volume, high quality, high reputation and high value preservation", Chuanqi GS4 family matrix has been continuously improved. It took only 41 months for Chuanqi GS4 to become the fastest China brand SUV to break through the sales volume of 1 million units, which once set off the automobile market. In 2019, the second-generation Chuanqi GS4 was launched, followed by the second-generation GS4 PHEV and GS4 COUPE. In June this year, the strongest PLUS Chuanqi GS4 PLUS was ushered in. Now the 2022 Chuanqi GS4 is officially listed, and the family competitiveness is further enhanced.

  

  ? ? ? ?High quality, as always, the initial heart is consistent. In 2020, for eight consecutive years, it won the first place in China brand in the mainstream car market in the China New Car Quality Research (IQS) by J.D. Power, creating the best achievement in the history of China brand. Behind the achievements, GAC Chuanqi guarantees QDR (Quality, Durability and Reliability) engineering, intelligent manufacturing system and world-class supply chain, bringing users high-quality products with peace of mind and reliability. At the "Guangzhou Automobile Chuanqi South China’s longest GS4 public disassembly meeting", a Chuanqi GS4 that has traveled 380,000 kilometers for three years was dismantled, and it was found that the engine was almost as good as new, and there were no problems in the air intake system, exhaust system and ignition system, and there were no traces of oil leakage in appearance, with a very low degree of wear and tear, and all components remained in good condition. Mr. Chen, the owner of the car, also came to the conference site and praised its high quality: "Chuanqi has stood the test of time in terms of quality and is also excellent in durability. It has lived up to my original choice." The 2022 Chuanqi GS4 is based on the three leading technologies of Guangzhou Automobile Globalization Platform Modular Architecture GPMA, Julang Power Platform and ADiGO Intelligent Driving Interconnected Ecosystem. In the world-class high-quality and high-standard intelligent factory, 80% of the top 100 global parts enterprises are preferred to supply parts for Chuanqi GS4 for excellent quality management; With the original G-TVS system of GAC Chuanqi, more than 600 tests were carried out in 7 major fields to protect the quality and safety of new cars.

  ?? ? ? ?

  ? ? ? ?In addition, the high value-added rate has also contributed to the 2022 Chuanqi GS4. China automobile dealers association and Jingzhen Appraisal jointly released the "Research Report on China Automobile Hedging Rate in June 2021", which showed that GAC Chuanqi ranked third in the list of independent brand hedging rates with a hedging rate of 65.4%. "New Chuanqi New Journey", 2021 is the first year of Guangzhou Automobile Chuanqi’s "14th Five-Year Plan". With the 13th anniversary as the new starting point, Guangzhou Automobile Chuanqi will stick to the product strategy of high value, high technology and high value, and will continue to cooperate with the vast number of users with more "value-added" and "super-intelligent" products, making it more beautiful.