Zhongxin Jingwei Client September 16 (Feng Fang) Recently, many places have successively issued new provident fund policies, stipulating that real estate development enterprises shall not restrict, obstruct or refuse buyers to use housing provident fund loans by raising housing sales prices and reducing price discounts. This is one of the illegal acts of real estate development enterprises that are mainly rectified by the Ministry of Housing and Urban-Rural Development and other seven departments.

　　On June 28th, seven departments, including the Ministry of Housing and Urban-Rural Development, jointly issued the "Notice on Launching Special Actions in Some Cities to Combat Illegal Acts against the Interests of the Masses and Control the Chaos in the Real Estate Market", which focused on six kinds of illegal acts of real estate development enterprises, including restricting, obstructing and refusing buyers to use housing provident fund loans or mortgage loans.

　　1 province and 9 cities responded within 80 days.

　　According to the incomplete statistics of the Sino-Singapore Jingwei client (WeChat WeChat official account: jwview), since the announcement of the notice on June 28th, nine cities including Xinxiang, Foshan, Chengdu, Urumqi, Yichang, Beijing, Zhengzhou, Luoyang and Nanjing, as well as Hunan Province, have successively issued new provident fund policies, specifically to rectify the illegal behaviors of housing enterprises refusing to purchase houses with provident fund loans in disguise.

　　Hunan, Nanjing, Foshan and other places have issued corresponding plans or measures to crack down on the illegal acts of the above-mentioned housing enterprises. On September 12, the Interim Measures for the Administration of Serious Dishonest List of Real Estate Market Operators in Hunan Province was promulgated, which stipulated that if real estate enterprises restrict, obstruct or refuse to use housing provident fund loans or mortgage loans, they will be blacklisted by real estate authorities at or above the county level.

　　On August 15th, Yichang Housing Provident Fund Management Center held a special office meeting to arrange the deployment center to carry out the special rectification action of "restricting, refusing and obstructing the use of provident fund loans by buyers".

　　In addition, Beijing, Chengdu, Zhengzhou, Luoyang, Xinxiang, Urumqi and other cities have issued notices or announcements respectively, stipulating that housing companies and intermediaries shall not restrict, obstruct or refuse buyers to use housing provident fund loans by raising housing sales prices and reducing price discounts. Chengdu Housing Provident Fund Management Center said on August 13th that it will focus on rectifying the illegal behaviors of development enterprises that restrict, obstruct and refuse the use of provident fund loans by employees who purchase houses through on-site inspections, unannounced visits and key spot checks.

　　However, this is not the first time that the Ministry of Housing and Urban-Rural Development and other relevant departments have mentioned safeguarding the rights and interests of provident fund housing loans.

　　On December 26th, 2017, the Ministry of Housing and Urban-Rural Development, the Ministry of Finance, the Bank of China, and the Ministry of Land and Resources jointly issued the Notice on Safeguarding the Rights and Interests of Housing Provident Fund Deposited in Employees’ Housing Loans, demanding that real estate development enterprises and sales intermediaries that restrict, obstruct or refuse employees to use housing provident fund loans to purchase houses be ordered to rectify. If the violation is serious and refuses to be rectified, it should be publicly exposed and incorporated into the enterprise credit information system, and it should be dealt with seriously according to law.

　　Since then, various localities have issued documents to regulate the use of housing provident fund loans to purchase houses in commercial housing sales and safeguard the rights and interests of employees who have paid provident fund. According to the preliminary statistics of the Sino-Singapore Jingwei client (WeChat WeChat official account: jwview), Hainan, Guangzhou, Shenzhen, Wuhan, Hangzhou, Xi ‘an, Taiyuan, Lanzhou, Suzhou, Foshan and other 20 leeways have publicly stated that they have ordered the housing enterprises and intermediary agencies that restrict, obstruct or refuse employees to use housing provident fund loans to purchase houses to rectify.

　　"Blackout", fine! Multi-measures to contain violations of housing enterprises

　　According to Xinhua News Agency on April 2, after the notice was issued in December last year, some developers in Shanghai, Guangdong, Fujian and other places still refused provident fund loans in disguise by setting the proportion of subscription funds, the payment period and refusing portfolio loans, which harmed the rights and interests of buyers.

　　Zhang Bo, chief analyst of Anjuke Real Estate Research Institute, said that the slow payment rate is the main reason why developers exclude buyers from using provident fund loans. The complicated process of provident fund loans and the long loan period lead to the decline of enterprise capital turnover rate, and the pursuit of high turnover housing enterprises will have resistance to provident fund loans.

　　Zhang Bo also said that it is often necessary to cooperate with banks in the development of housing enterprises. One of the conditions for many banks to agree to lend is to obtain a large number of high-quality mortgage customers, which is also a reason why developers refuse provident fund loans.

　　Yan Yuejin, director of the think tank research center of Shanghai Yiju Research Institute, believes that due to the tightening of commercial loans, the support for the withdrawal of provident fund can effectively protect renters, the reasonable need to buy a house and the improved demand, and the follow-up should also work hard to implement the policy link.

　　On August 17th, Beijing Housing Provident Fund Management Center stated in the Notice on Further Safeguarding the Rights and Interests of Housing Provident Fund Deposited into Employees’ Housing Loans that the refusal or disguised refusal of housing provident fund loans should be ordered to rectify; Those who refuse to rectify should be publicly exposed. All departments should share the exposure when they break their promises to illegal enterprises or individuals, so that one place is broken and illegal, and it is blocked everywhere.

　　On August 21st, Zhengzhou Municipal People’s Government issued the Notice on Investigating and Punishing Illegal Pre-sale of Commercial Houses according to Law, requiring real estate enterprises to post a written commitment not to refuse buyers to use housing provident fund loans in a prominent position in the sales department after obtaining the Pre-sale Permit of Commercial Houses. Illegal enterprises shall be publicly exposed by the municipal housing provident fund management center, investigated and dealt with by relevant departments according to law, and recorded in enterprise credit files.

　　Nanjing Housing Provident Fund Management Center issued the Measures for the Administration of Housing Provident Fund Mortgage Agreement in Nanjing on September 11th, requiring developers to sign the Nanjing Housing Provident Fund Loan Mortgage Agreement with Nanjing Housing Provident Fund Management Center. Those who refuse or obstruct the purchase of houses with provident fund loans shall be ordered to make rectification; If no rectification is made within the time limit, a fine of not less than 3,000 yuan but not more than 30,000 yuan may be imposed on the unit, and a fine of not less than 200 yuan but not more than 2,000 yuan may be imposed on the person in charge who is directly responsible.

　　Urumqi Housing Provident Fund Management Center published an article entitled "Urumqi Housing Provident Fund Management Center and other five departments jointly act to resolutely safeguard the rights and interests of paid employees’ housing loans" on August 15. According to the article, if there are any violations such as asking buyers to give up their housing provident fund loan rights or adding other restrictions and additional conditions, Or the housing enterprises that have not signed the housing provident fund mortgage loan agreement with Urumqi Housing Provident Fund Management Center within the specified time, and refuse to rectify, will be publicly exposed and taken disciplinary measures such as suspending online signing, suspending the pre-sale fund supervision account fund allocation, and incorporating it into the enterprise credit information system.

　　Zhang Bo believes that to solve the problem of housing enterprises refusing provident fund loans, it is necessary to "block" and "sparse". On the one hand, it is necessary to increase the penalties for developers to refuse provident fund loans, on the other hand, it is necessary to further lower the operating threshold of provident fund loans themselves, simplify the process of provident fund loans, and shorten the time for provident fund loans.

　　The notice issued in December last year pointed out that the housing provident fund management center and the entrusted banks should standardize the loan business process, reduce the examination and approval links and shorten the examination and approval time limit. Complete the examination and approval within 10 working days from the date of accepting the loan application. If the loan is granted, notify the entrusted bank to handle the loan procedures; If the loan is not granted, the reasons shall be explained. (Zhongxin Jingwei APP)

At the end of last year, SAIC released the official map of the first SUV model of MG brand for the first time, and then, the car was named "MG GS" by SAIC. Considering that pure English names may not be conducive to later marketing, it is particularly important to have a suitable Chinese name. A few days ago, Netcom learned from the official SAIC passenger car that the Chinese name of MG GS was officially designated as "MG Ruiteng", and this SUV will be released and listed in April this year. Although the name may sound awkward for the time being, I believe that with more in-depth publicity, the word MG Ruiteng will be familiar to more consumers.

MG Ruiteng is a high-performance SUV that integrates the superior resources of SAIC in styling design, power control, off-road performance, comfortable driving and intelligent application of car networking. After Ruiteng is officially put into production, all models sold in China will be named in Chinese, while those exported overseas will continue to use the name "MG GS".

Not long ago, SAIC officially released a new strategic SUV architecture SSA platform, and MG Ruiteng is the first product developed based on this technology platform. As a compact SUV, Ruiteng has a body length, width and height of 4,500 mm/1,855 mm/1,675 mm (without luggage rack) and a wheelbase of 2,650 mm.. Thanks to the advantages of wheelbase and car length, the spatial performance of MG Ruiteng is better than most competing products at the same level.

Combining English Classics with Modern Urban Design

As an SUV model focusing on urban life, MG Ruiteng has both the agility of cars and the good passability of SUVs in appearance. The ground clearance of 185 mm and the design of 28 approach angle and 23 departure angle ensure that Ruiteng can meet most urban road conditions. In addition, the MG brand also used the design theme named "prism aesthetics" for the first time, and combined it with classic British elements to form a passionate collision between modernity and tradition.

If the family-style design of the front part doesn’t surprise you, then I believe that when you first see the tail of the MG Ruiteng, you will think it is a highly original product. Through a series of sketching treatments on the lines of the tailgate and the hexagonal taillight group, the whole tailgate is in an upward posture. As for the sporty features, you can find the "shark fin" car antenna from the roof of Ruiteng, and you can also see the edge of the lampshade with aerodynamic design when the taillights are turned on.

Strong power, 100 kilometers acceleration, the fastest in the same class

Counting some mainstream compact SUVs in the market at present, the acceleration time from zero to 100 kilometers of all models equipped with 2.0T engines is basically maintained at more than 9 seconds. Take the representative Volkswagen Tiguan and Ford Maverick for example, their acceleration time is 9.7 seconds and 9.4 seconds respectively. From this point of view alone, MG Ruiteng’s performance of breaking 100 seconds far exceeds that of its peers.

Fall in love with the British star spokesperson is ready to go.

It is understood that MG is looking for an image spokesperson for this new SUV model, and the selected scope is also concentrated in the field of British local film and television stars. According to the information we have, four big-name actors have entered the field of vision of the MG, namely, Ben Juan, Hermione’s actor Emma Charlotte Duerre Watson, "007" daniel craig and "Bean" Rowan Sebastian Atkinson CBE. It can be said that the above four people are the most important people in contemporary Britain, and from them we can see many characteristics that match the MG Ruiteng. (Netcom News Agency reported in Beijing on February 2, 2015)

Cctv news(Reporter Wang Ruxi): On the 21st, there were obvious rainy weather in parts of the central and western Sichuan Basin, the eastern part of the northwest, the western part of Huanghuai, the eastern part of the south of the Yangtze River and the northeast. According to the latest forecast of the Central Meteorological Observatory, on the 22nd, there were heavy rains in parts of northeastern Sichuan Basin, northwestern Chongqing and central Henan, and there were heavy rains in central Henan.

The Henan Meteorological Observatory continued to issue a red rainstorm warning at 13: 20 on August 22, 2021. It is estimated that in the next three hours, the accumulated precipitation in Pingdingshan, Luohe and Xuchang, the southern part of Zhengzhou and Kaifeng, the northern part of Nanyang and the western part of Zhoukou will reach more than 100 mm. According to the actual precipitation ranking of the Central Meteorological Observatory, at 15: 00 on the 22nd, Henan accounted for 8 places in the top ten precipitation areas in China.

On the evening of August 21, many citizens in Zhengzhou parked their private cars on the viaduct in response to the rainstorm. In response, the Zhengzhou traffic police said: "The traffic police department will not illegally handle the temporary parking of vehicles on roads and viaducts due to emergency flood control, reminding the general public not to affect road traffic as much as possible when parking vehicles. After the rainstorm, it is necessary to transfer the vehicles to a position that does not affect traffic in time."

At noon on August 22, Zhengzhou City Defense Office issued a notice requesting 67 bridges and culverts tunnels and 23 small railway bridges and culverts in the urban area to start measures to block traffic and implement traffic control. According to Zhengzhou traffic police, at present, the entrances and exits of the third section of the Beijing-Guangzhou tunnel, the future road tunnel and the Hongzhuan road tunnel have been closed, and the duty personnel are on duty. After the rain increased, Zhengzhou traffic police arranged all police forces to arrive at key intersections and road sections such as culverts, bridges, ponding points, underpass tunnels, etc. to carry out traffic security work, set up warning tape at any time according to the rainfall situation, put warning signs and reflective cones, and fully cooperate with relevant departments to carry out drainage rescue operations.

Moreover, in response to heavy rainfall, China Railway Zhengzhou Bureau Group Co., Ltd. stopped 59 passenger trains for one day from 0: 00 on August 22. Among them, there are 14 through buses and 45 in-line buses. According to the official Weibo news of Zhengzhou Public Transport Corporation and the No.6 Order of Zhengzhou Flood Control and Drought Relief Headquarters, all bus lines in Zhengzhou stopped operating on the 22nd and 23rd.

On August 21, the Flood Control and Drought Relief Headquarters of xinzheng city, Henan Province issued an emergency notice, saying that from 18: 00 on August 21 to 12: 00 on August 23, the whole city took emergency measures to avoid risks. Except for emergency rescue and people’s livelihood security personnel, the whole city stopped work, suspended classes, stopped production, closed business and stopped business. Enterprises that are temporarily unable to stop production due to special reasons should report to the Municipal Flood Control and Drought Relief Headquarters in time and take emergency preventive measures.

According to the official news from Weibo, Propaganda Department of Zhengzhou Xingyang Municipal Committee, Xingyang City has started flood control level I response since 14: 00 on August 21, 2021. All enterprises involved in high temperature and high pressure will stop production, all outdoor operations will stop, shops along the street, underground shopping malls will stop business, all public transport will stop, and scenic spots, dangerous roads and underground culverts in its jurisdiction will be closed. For people living in dangerous areas such as mountain flood geological disaster areas, dangerous reservoirs, downstream of warping dams, low-lying areas prone to waterlogging, damaged houses, etc., organize in advance to avoid risks and move to safe areas.

According to the forecast of the meteorological department, the strongest rainfall in Zhengzhou may occur in the afternoon to the first half of the night. In this regard, Zhengzhou has launched a Class II flood control response. Up to now, Zhengzhou has urgently transferred 240,000 people to avoid danger, and the local rainfall is still going on. All relevant departments are also waiting for it.